5 Reasons Why You Need an Emergency Fund
While most of us agree that an emergency fund is important, not all of us think we will ever need it. Here are five reasons why you need an emergency....
7 Ways Supermarkets Trick You into Spending More Than You Should (and Ways to Beat Them)
Why is it so difficult to stay on budget during a trip to the supermarket? Why do you always seem to spend more than you planned? The biggest reason: ...
Do Not Worry About Debt: 7 Steps to Confronting Debt
Are you in debt and think that it is nearly impossible to solve it? Yes? It is time to change your thoughts. At least try to pay it off before losing ...
Insanely Smart Ways To Save Money When You Cook: Guest Post
A healthy diet is crucial to both your physical and mental health. However, most people still think that they need to spend a fortune on food, if they...
Low Spend September – 5 Tips
Every year around early fall and also in mid winter, I get the bug to stop spending money. This is probably because I’m so into my home projec...
Money Saving Patience
I have the smallest backyard ever! At least, one of the smallest backyards in my neighborhood. One of my biggest issues with my backyard...
Reconciling your Savings
Last week, we discussed how to reconcile your checking account based on your projections. This week, we will begin reconciling the savings account a...
Reconciling Your Monthly Expenses
Last week, we learned how to use our spreadsheet to build a savings account or rainy day fund. This week, we will use our spreadsheet to reconcile o...
Using Your Excel Spreadsheet to Build Rainy Day Savings
Now that we have our savings account created and have determined our saving schedule, we can use our spreadsheet to predict how long it will take to b...
Working with Your Excel Budgeting Spreadsheet
Last week we made our spreadsheet a bit more robust by adding in a Checking account and Savings account rows. If you need to review, you can find th...