Now we all know money can’t buy everything. In fact, sometimes money can be more of a hindrance than a help. So, for those who say they never want to be rich because of the headaches and hassles that come with the territory, here is how you make sure to succeed.
Don’t sign up for 401k – Employers who offer 401k will match your contributions up to a certain percentage. This is a sure way to at least double, possibly even triple or more because of stock and bond increases.
Don’t create financial goals – Financial goals can cause stress and confusion. Might as well live for the day and not worry about tomorrow.
Don’t track your spending – Tracking your spending shows you where each dollar goes. It can bring on buyer’s remorse and can cause you to decrease your spending habits.
Don’t clip coupons – Coupon clipping can save a ton of money but can also take some time. Is all that time really worth it?
Don’t live like you are poor – Spend all of the money you earned and enjoy your spoils. You earned it. Now go relax with a drink.
Max out your credit cards – What a concept, using tomorrow’s money to pay for today’s fun. And since tomorrow never comes, the credit card bill won’t either right?
Eat fast food or at restaurants – Let’s face it, food that somebody else prepares tastes so much better than the standard home cooked mean.
Now you may be wondering if I’m crazy for suggesting all of this. Well yes, I am crazy but if you remember the basic fundamentals of how we were all raised, you will understand. It has been engrained in many people since childhood to go on their own path and not follow the norm. Or, simply, do the exact opposite of what people tell you to do. Especially if those people are your parents. So all we need to do is mix the signals of what is the norm and what is being unique and we create success.
I love the “reverse psychology” idea! Let me know if it works, I’ll try it out on my 2-year-old and we can discuss!
Kidding aside, so many people make these mistakes and then wonder why they’re in financial trouble. Great reminders to get your rear in gear!
Really great advice, I think I might be doomed with the restaurant one though =( Although since I have a food blog I’m going to say it makes me money and I get to eat for free, so I take that back. I found a way to make money doing what I love!
Great advice Kari! We’re getting a late start on the 401k, but better late than never I hope!
It was fun to read. These are things I normally do and yet my biggest dream is to retire at the age of 35… 😛
Haha I love how you wrote this, it’s so cheeky and smart!
La Belle Sirene
Great advice! It just takes a little planning to make a big difference for your financial future!
Great advice and tips. Been changing the way we spend money in our family and it is making a huge difference.
i am glad I am doing most of these things. Still have a ways to go before I m rich, but working towards it.