Say Goodbye to Living Paycheck to Paycheck: Conclusion


This post is part of a series.  To start the series from the beginning, click here.  To browse through the series, click here.

You are the one in charge of your financial situation.  When changes need to be made, you must be the one to make them.  If something isn’t working, you must be the one to make a change.

Living paycheck to paycheck is a stressful situation that everyone can get out of.  You must begin by analyzing your situation and creating a plan.

If you find that there are not enough funds to cover your basic needs, make a change.  It’s scary to enter the job market but if your paychecks aren’t keeping a roof over your head, it’s time to move on.

If you find that your paychecks seem reasonable but they just don’t seem to be enough, look at your spending where you can cut back.  Chances are, there are quite a bit of unnecessary purchases.

When taking the steps towards saying goodbye to living paycheck to paycheck, it is better to air on the side of caution.  Take a few months and don’t spend any ‘fun money’.  See how much money it takes to cover the ‘needs’ and not the wants.  Once you are comfortable with your budget and you’re able to start saving, then bring in a few more of the wants.  This is a great way to reward your accomplishments and keep you on track.

All it takes is dedication and discipline for you to Say Goodbye to Living Paycheck to Paycheck.


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7 Refreshing Summer Home Decor Tips & Ideas: Guest Post


Need to add some freshness to your home this summer? With these easy breezy summer home décor ideas, you can transform any living space into a summertime residence. The warm summer days and breezy nights are a perfect time to add cool tones and exotic décor to your living space. Save the dark colors and clutter for the colder months and keep it simple and bright this summer with these 7 décor ideas.

  1. Add color to your life

Warm and dark hues add a cozy feel to your home during winter. But the warm summer season asks for cooler tones in your life. Add an off-white slipcover to your furniture and decorate with colorful pillows for added brightness. Remove dark drapery and replace with sheer curtains to let the sunshine brighten up your place. You can also consider painting your walls in pastels or painting an accent wall in a bright, yet understated color. Bright colors are great for summer, but balance is key to avoid tackiness and adding too much confusion to your dwelling.

  1. Keep it simple

Since you’ll probably have a lot on your hands this summer season, it’s a good idea to simplify your home for easy maintenance. Remove heavy rugs, small decoration, and unnecessary items. The goal is to remove clutter and create more space for a simpler life. Minimalism is in at the moment, and people are decorating their homes with as little as possible and putting practicality above aesthetics. But do keep in mind, just because it’s practical, doesn’t mean it’s not beautiful. Take for instance sunburst windows that are one of the most popular summer décor ideas but with a purpose.

  1. Adding life to your living spaces

Since your home will be comfortably warm this summer, it’s the ideal time to add more plants to your living rooms, bedrooms, bathrooms, or just about anywhere. Herbs like basil and rosemary are easy to grow, and you get to enjoy them all summer long in your meals and as a kitchen décor. Succulents in bathrooms are also a popular choice, and most people appreciate them for their low maintenance. But if you don’t have the time or the will to take care of houseplants, then dried flower arrangements and faux succulents may be a better option.

  1. Greens on your balcony

And when already speaking about plants and herbs, if you find it convenient, consider making a small home garden. If you live in an apartment complex, you can grow flowers, plants, and herbs on your balcony and enjoy your home jungle all summer long. There are many incredible DIY herb gardens you can find online for inspiration. Vertical herb gardens are a great option for small living spaces as are indoor herb gardens that you can place near windows. Other than being lively and beautiful as a summer décor, adding these herbs t  o your meals is scientifically proven to promote good health.

  1. Boho décor

Adding a touch of bohemian to your home this summer will serve as a reminder of what summer is all about: being a free spirit and enjoying life to the fullest. Boho also never gets out of style, and if you’re not a bohemian spirit yourself, you don’t have to go overboard with boho décor. A small kilim rug under the coffee table, accent pillows, paper lanterns, and plenty of oriental prints on your walls. This kind of décor will give your home a laid-back feel for you to enjoy this summer season to the fullest.

  1. Face the great outdoors

If you have a pretty view from your living room window, then summer is an ideal time to enjoy this view you have to the fullest. Turn your sofa and accompanying furniture so they face the windows and you’ll already be creating a summer feel. During winter, we usually like to retreat into our cozy homes and look at what’s outside from a distance. But summer is when you can’t get enough of the lovely weather outside. Don’t let all that sunshine pass you buy, and make sure you enjoy the view from your home all summer long.

  1. Mix old with the new

Of course, if you’re looking to just decorate your home just for the summer, there’s no point in going out of your way to find new décor items and furniture pieces. Instead, work with what you have. Mixing old vintage items with modern ones takes a bit of practice and time until you achieve a perfectly balanced aesthetics. But essentially, anyone can do it. If you have an old piece of furniture, decorate it with brightly colored vases, lamps, or fabrics to suit the summer season.


Summer is the season we open ourselves to new experiences and our homes for the world outside So let sunlight in, freshen up your home with inviting colors and decorate with items that give off a summery vibe. Consider these easy tips when decorating your home and you’re good to go.

Author Bio:

Sophie Addison is a popular blogger and skincare expert. She is very passionate about writing on skincare and beauty. She has posted articles on tips for fine lines and wrinkles, joint pain treatment, weight loss and fitness news. In the recent years, she had got the chance to review Relief Factor. Apart from work she likes gardening and listening to music. You can also contact her on Facebook, and Pinterest.


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May 2017 Blog Income Report

This Month’s Top Post: Laundry Hack– August 2016– 429 Views

This Month’s Runner Up: April 2017 Blog Income Report  – 257 Views

Just like last month, I saw a decline in page views.  I’m still quite impressed with the amount of page views the blog had for my minimal effort.  I didn’t share my normal amount of pins on Pinterest and I didn’t share as much as I usually do on Facebook.

Last month I started getting requests to guest post on the blog which couldn’t have come at a better time!  I now have 4 guest posts either posted or scheduled. This shows me that the blog has hit a new high even if the stats have gone down a bit.

On the home front, we get to move into our house this week!  So, I’m going to be crazily organizing and setting up the house because in a little over three weeks Nick and I are getting married!  Crazy Summer.

I have definitely been missing the blog though.  I’m excited to cook in the new house and share my recipes.  I’m excited to share my new garden, and all of the decorating and such.  I’m going to continue posting on Tuesdays only through the end of July and hopefully will be able to pick back up with my regular blogging schedule in August.


Ads – $115.98
Total: $115.98

Tailwind – $10..00
Domain – $1.26
Hosting – $6.99
Etsy – $0.20
Total: $18.45

NET INCOME: $97.53


Last month I talked about  behind behind on Tailwind.  Even after getting caught up, I am back to being behind.  I’ve decided that that’s okay and this summer I’m going to just do what I have the time to do.

I did not get all of the posts scheduled for the next two months but I am pretty close.  I have the four posts for June scheduled as I usually schedule a month in advance.  In July, I just need to do a house update and then the blog income report.  Hopefully in July after the honeymoon I will be able to get my normal posts ready for August.

Happy Summer!


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House Update 12 – 2 Weeks Until Move In


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Say Goodbye to Living Paycheck to Paycheck: Dealing with Debt


This post is part of a series.  To start the series from the beginning, click here.  To browse through the series, click here.

Debt is one of the main reasons so many people live paycheck to paycheck.  Unfortunately, there is no quick solution to debt.  You can however be smart about your debt.

Some things to consider when evaluating your debt include the amount of debt, interest rate, and debt sources.

Create a list of your debt:


Debt Source Interest Rate Total Debt
Student Loan 3.5% $20,000
Credit Card 1 20% $7,000
Credit Card 2 13% $3,000
Car Loan 8% $5,000

Looking at the combined debt of $35,000 here can be very overwhelming.  Before attempting to tackle your debt, you need to create a plan.

Let’s sort the debt based on interest rate.

Debt Source Interest Rate Total Debt
Credit Card 1 20% $7,000
Credit Card 2 13% $3,000
Car Loan 8% $5,000
Student Loan 3.5% $20,000

The larger the interest rate, the more money you are paying to keep that account open.   Notice that the student loan has a significantly lower interest rate than the credit cards.  This means that this debt does not cost as much to keep per dollar as the other debt.  Additionally, student loans and home loans are considered Good Debt where car loans and credit cards are considered Bad Debt.

Good debt is an investment or something that will grow over time.  An education will cause your knowledge and income to grow and a house will appreciate over time.

Bad debt is a debt that cannot be recovered.  Over time, cars lose value.  Similarly, items purchased on a credit card lose value over time.

There are two main ways to tackle debt.  One way is to pay off the one that has the highest interest rate first.  This way, you minimize the fees you are required to pay.  The second way is to pay off the debt with the lowest amount first.  Neither way is better than the other, it is all up to preference.

Once you decide which way you are going to pay off your debts, focus only on the debt you chose to pay off first.  Of course, still make your regular payments on all of your debts.  But, think in baby steps.  The goal is to pay off one debt.

Make sure to keep enough money in an emergency fund while paying off debts to ensure that you don’t incur more debt.


Each month, use your new budgeting system and instead of having a category called ‘savings’, call that category ‘debt’.  The money that is allocated for savings will go towards paying off the debt.  The first debt is the hardest to pay off because it seems to go the slowest.  Don’t give up.

Once your first debt is paid off, give yourself a pat on the back.  Great job!  Now, pick the next debt to tackle.  This debt will seem to go faster because you can not only apply the minimum payment that you’ve been making to the account, but you can also apply the money that you had been putting towards the first debt.

Once you have your bad debt paid off, you can pay off your good debt monthly or apply some extra funds to your payment each month.  Good debt is nothing to stress about and is normal.  At this point, it is more important to have a substantial savings account than to have zero debt.

Begin adding some money back towards savings every month.  If your savings seems to be growing very quickly and you want to drop a large amount onto the loan, feel free!  This is great news!  You are living well within your means!

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Insanely Smart Ways To Save Money When You Cook: Guest Post

A healthy diet is crucial to both your physical and mental health. However, most people still think that they need to spend a fortune on food, if they want to have a healthy diet.

That cannot be further from the truth.

In 2013, researchers from the Harvard School of Public Health conducted the most comprehensive examination of healthy diet patterns vs. less healthy ones. The study concluded that the healthiest diet available costs only $1, 5 per day more than the least healthy one.

But considering just how many people still think they don’t have enough money to buy healthy food, it seems like people simply aren’t aware that the cost of healthiest diet is trivial compared with the possible health costs of eating junk food all the time.

So the question now is – what can you do to improve your diet and save a couple of dollars in the process?

There’s more to it Than the Cost of Groceries

The main thing you need to think about is limit all of the unnecessary spending. For instance, an average American spends around $6,600 on food every year. However, according to the US Bureau of Labor Statistics, more than a third of that ($2,600) is spent on eating out.

This means that before you start shopping healthy supplies, you need to revise your shopping habits, and if possible, limit the number of times you go out to eat or order pizzas or Chinese.

Furthermore eating healthy on a budget is about more than just about the cost of food (or visiting restaurants) – it’s also about the pleasure of eating, which (since we as humans are social beings after all) increases when our meals are shared.

And it doesn’t whether you live with your parents, alone or you prepare meals for the whole family, you can surely make all of those low-cost meals more pleasurable by doing some of the following things:

·         Be More Social

Having a nice, relaxing conversation with an old friend or a family member will definitely boost your mood and relieve some stress. And if you happen to live alone, invite a co-worker or a friend over.

·         Shop with Someone

If you have a family, it would be smart to involve your kids in the shopping process more, and teach them something about different foods. On the other hand, shopping with a friend will give you a chance to learn about new discounts and even low-cost chopping stores you weren’t familiar with.

·         Cook with your Friends

Cooking with a friend will not only give you a chance to socialize and deepen a relationship with someone, but it is also a perfect chance to split the grocery costs and make everything cheaper for both of you.

Shop More Wisely (Look at Different Options)

Your local supermarket is not the only place you can buy food. There are other venues (and even apps) out there that offer significantly lower prices for basically the same items.

·         Farmers’ Markets

You should know that many places host farmers’ markets once a week (or month) where local people sell fresh veggies and fruits. And of course, these markets offer better prices than all of the grocery stores in your area.

·         Meal Delivery Services

Special delivery and prep services allow people to buy different foods and have them delivered at their door every week. What’s more, some services like Home Chef also deliver new recipes on a weekly basis to help you prepare your meals with a lot less effort.

·         Discount Stores

Warehouse stores such as Costco have great prices for seasonal foods like cheese and even chicken breasts. This is a great opportunity to buy a large quantity of food and freeze it in small sizes, to save some food for later and avoid any waste.

Keep in Mind that Desserts Can be Affordable Too

Just because you should cut back on desserts (or maybe try excluding it completely from your diet) doesn’t mean you should avoid dessert by any means necessary. And as you already know, most processed deserts (such as cakes, cookies and ice creams sold at fast food restaurants like McDonald’s) are full of sugar and can cost you a pretty penny if you eat them regularly.

Affordable Desserts:

·         Home-Baked Goods

If you try your hand at home-baked cookies and simply cut the amount of sugar the recipe calls for, you’ll see that they can taste just as good as the ones you can purchase in the store. A good example of healthy homemade treats is oatmeal cookies with rolled oats.

·         Dark Chocolate

Most people I know have strong chocolate munchies at least once a month. But if you manage to limit your portions (cut it down to a couple of squares), you’ll be able to enjoy chocolate every now and then. Just make sure to purchase dark chocolate (70% or higher), because it’s actually full of antioxidants.

·         Frozen Deserts

You can always buy some fruit, make some juice, freeze it and make your own popsicles. Another option is to freeze some bananas or berries, make some darks chocolate sauce and prepare a tasty, low-calorie dessert.

Final Thoughts

And those are just some of the ways you can save a couple of bucks on your diet, without compromising the quality or the taste of your meals. So what do you think about our choices? Do you have any money-saving secrets of your own? If you do, make sure to share them with the rest of us by dropping a few words in the comment section bellow. By Vanessa Davis

Vanessa Davis is a 32-year-old fitness enthusiast, mother of two and content writer at She’s originally from Long Island, New York, and when she isn’t cooking up some new health and fitness article, she enjoys doing yoga and figuring out new, delicious organic-based recipes for herself and her kids.



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April 2017 Blog Income Report

This Month’s Top Post: March 2017 Blog Income Report– 241 Views

This Month’s Runner Up: Say Goodbye to Living Paycheck to Paycheck: Building the Foundation  – 213 Views

Last month I posted about how crazy the month was with all of the showings.  Well, April was even crazier outside of the blog.  We closed on the house we are selling, started prepping for our wedding, and started moving some stuff over to my parent’s house where we have to stay for a week and a half this month before our house is ready.

This month I definitely saw the decline in growth in the blog stats.  But, I also started getting a lot more email traffic this month.  This month, Wayfair asked me to create a featured post for them.  Unfortunately, I had to decline because it just wasn’t possible to do what they wanted while my house is in moving disarray. I also had three people ask to guest post on my blog this month!  I’ve had quite a few ask before but nobody had ever actually written a post.  I now have two guest posts scheduled.  One for May and one for June.  Still waiting to see if the third will end up submitting a post.


Ads – $125.53
Total: $125.53

Tailwind – $10..00
Domain – $1.26
Hosting – $6.99
Etsy – $0.60
Total: $18.85

NET INCOME: $106.68


Last month I mentioned being a bit behind on Tailwind.  I got caught up and am now back to being a bit behind of where I want to be.  As long as I can keep it afloat through the move I’ll be good though.

I also hoped to get all of the posts for the next two months scheduled but I’ve had very limited time to think about the blog.  So, I decided that I am going to alter my posting schedule for the next few months of Moving and Wedding events.  Instead of posting every Tuesday and Saturday, I will only be posting every Tuesday.  I will resume my regular schedule in August.

That’s all for this month!  Wish me luck for maintaining the blog in May during the temporary move!


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House Update #11: Photos

The new house is really coming along!  There have been so many changes since the last update.  Most notably, we got our closing date!  We close on the new home June 7th so we are just about a month away!

The outside and inside of the house are now painted and our cabinets, counter-tops, and some flooring is in!  The wood floors are in but not stained yet.


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Say Goodbye to Living Paycheck to Paycheck: Discipline and Accountability


This post is part of a series.  To start the series from the beginning, click here.  To browse through the series, click here.

Now that you have chosen your budgeting direction, system, and tools, it is time to put them all to work!

A budget is only as good as you make it.  If you don’t continuously work on your budgeting, it is likely to fail.  The more time you put in to your budgeting, the more you will be rewarded.

What will help to get you motivated to track your finances and stick to your budgets?  This is a very important question for you to answer for yourself before you begin your new budgeting strategy.

Once you’ve determine what will help you be disciplined and will hold you accountable, you are ready to begin budgeting.

Here are five simple steps to keep you disciplined:

  1. Create a Schedule – Creating a schedule for your budgeting will help you stay on track. A simple schedule could be:
    1. Create your breakdown on the 1st.
    2. Check accuracy and make minor adjustments to the budget on the 15th.
    3. Follow up on how the month went.
  1. Share your budgeting plan with a trusted person. – One of the best ways to keep yourself accountable is to enlist someone to help you. You could tell this person as much or as little about your budget as you are comfortable with.  The details of the budget aren’t as important to this conversation as the task of budgeting and following up.
  1. Check in Often – Even though you have specific dates in your schedule, it is important to check in often. You should be looking at your budget every few days or at least every time a new bill is paid or new income is received.  This is important to make sure everything is on track.
  1. Make small changes as necessary – The budgeting system you chose may not end up working as well as you’d hoped. It is okay to make changes to your process, slowly.  Don’t try to make too many changes at once because it can become overwhelming.  Make small changes to only the parts that aren’t working.  If none of the parts seem to be working together, take a step back and consider why they aren’t working.  Is it because there isn’t enough follow up?  Or does money seem to be disappearing?  Most of the time, the budgeting issue isn’t because the tools aren’t working but because there isn’t enough discipline.
  1. Follow up – It is always important to follow up on your budgeting and your changes. You should also be checking in with your savings account every month.  Is your savings increasing?  If so, that’s great! If not, evaluate why.  Is there a spending area that can be decreased?

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Baby Shower Fruit Tray

Welcome back to the blog!

I bet you’ve seen a ton of images like this one floating around Pinterest.  It’s so cool how a trend can just take off.  I made this little fruit buggy three years ago for a pregnant friend. I had just seen the idea trend on Facebook and thought I’d give it a try.

This has got to be the cutest fruit tray I’ve ever made and the little star platter from the Dollar Tree really made it look even better!

Just for fun, I searched this type of a tray on Pinterest while writing this post and there are now hundreds of these floating around.  I’m still so astonished by how something can travel to so many people.

They talk about the six degrees of separation.  Does that mean that each person is within six degrees of someone who has seen this type of a platter online or made one?

Maybe next time I’ll go for a bouquet of fruits.


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Meow Meow Meow Meow – Meow Mix

Welcome back to the blog!  Today’s post contains affiliate links but is not sponsored.  I thought I’d just tell you about our favorite cat food!

They say Meow Mix is “So good, cat’s ask for it by name.”  Usually that’s a gimmick, but not with my cats.  When I first got my cats as kittens, I tried multiple types of food and landed on Meow Mix.  Meow Mix was one of the few brands that had kitten specific food.

I tried a few different kinds of food after the kittens were into adult food but they kept wanting the Meow Mix.  I tried all the fancy flavors of Meow Mix and of course, their favorite is original.

Now what does it mean when they say cat’s ask for it by name?  Ask Benji…

It’s just the funniest thing.  I can’t believe how particular my cats are.  Lola’s favorite thing is when I pour the cat food from the bag into the storage container.  She always loves to get her first bite straight from the container.  And her food is quite comfy for her to lay on and protect!

Do your cats do anything funny with their food?


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House Update #10 Upstairs House Decor


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Home Made Freezer Waffles

Affiliate links are used in this blog.

Welcome back to the blog!  A

By now, you all know how much I like to have ready made food around the house.   This is one of my favorites.

I love making waffles in large quantities and freezing them in individual packages so they are easy to grab.

You can make these either with a box recipe or your own.  I used the Krusteauz Belgium Waffle box mix for mine.

Be sure to get a big enough bowl!  I almost spilled because my bowl was too small.  I made the entire batch of batter, put on some music, and started cooking.

All together, it took about an hour but now I’m able to grab waffles any time I want them.  Just pop them in the toaster, flip, and toast again.

I chose to put three waffles together when I wrapped them.  Next time, I may only put two because three is a bit too much for me with the homemade waffles.


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Best Lotion for Spring

Hi everyone!  Welcome back to the blog! This post contains affiliate links.

Now that it’s officially Spring, I wear dresses to work almost every day.  Out of my whole drawer full of lotion, there are two that stand out to me.

My favorite all time lotion is the Rice Flour and Shea from Bath and Body Works.  Last summer, I was quite bummed to find out that it had been discontinued.  Why do all of my favorite products get discontinued? Anyways, I searched for a replacement that had the most similar scent.

I stumbled upon St Eve’s Oatmeal and Shea Butter which is quite similar in scent but the way the lotion goes on is much better!  I didn’t think I could find a lotion that I liked better than the Rice Flour and Shea.

The texture of the lotion was more soft and fluffy rather than thick and liquid-like.  It also didn’t sting newly shaved pores like the other did.  I definitely love this lotion and it comes in a pump which makes it even more convenient.

Do you have a favorite lotion for Spring and Summer?  What is yours?

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March 2017 Blog Income Report

This Month’s Top Post: DIY Cinder Block Garden for Small Yards– 308 Views

This Month’s Runner Up: February 2017 Blog Income Report  – 281 Views

This month was absolutely crazy for me.  We had over 20 showings on the house and almost all of my free time outside of work was spent doing something for the house.  I did manage to get my April posts ready despite having a rough schedule.

Somehow, even though I wasn’t able to work much on the blog in March, I ended up with the most page-views I’ve had recently.  I’ve only ever had one higher month which was just a fluke where two of my posts stumbled over 1000 views in a day.  I also had quite a high month for income compared to normal.  I’ll take it!


Ads – $235.69
Sponsored Posts – $0.14
Total: $235.83

Tailwind – $10..00
Domain – $1.26
Hosting – $6.99
Total: $18.25

NET INCOME: $217.58


Last month, my goal was to get all of the posts for April ready and get pins scheduled on Tailwind.  I’m almost there.  My posts are ready but I’m a bit behind on Tailwind.  Hopefully by the time this post goes live I will have it all scheduled.

I didn’t do anything to increase followers this month which is much different than usual.  Usually, I participate in a few threads to gain followers each month, but I just didn’t have time.  I”d like to be able to do this again next month since it appears that April will be a bit of a break: hopefully.

My goals for April, my birthday month, is to get all of the posts ready for May and June and participate in a few follow threads.  I want to get two months ahead because we will be moving in May or very early June and I know that packing will take up most of my free time.  If I can get the posts going then I can focus on packing and just maintaining the blog.  I am so ready for July where I can be back to normal.


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House Update #9 Drywall is Up!


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Tailwind Growth for the Average Blogger

This post contains affiliate links.

Welcome back to the blog!  Last July I mentioned that I had just signed up for Tailwind.  I’ve now been using Tailwind for about 8 months and have definitely seen growth.

I decided to write this post because I see a ton of posts showing how bloggers grow so much in just a couple of months.  Many of those posts are quite misleading though.  Perhaps the blog is new, but the blogger is well seasoned.  Or, the blogger spent hours upon hours working on their blog during those months.

I’d like to say I’m an average blogger.  I keep the time I spend on my blog to a minimum.  Typically I spend about 10-20 hours on the blog during the month.  Many bloggers rack up 10-20 hours in just days.

The graph below shows referrals to my blog from Pinterest.  As you can see, I had less than 100 page views on my blog from referrals on Pinterest prior to using Tailwind.  If you would like to see my overall stats for any specific month, you can find them here.  Once using Tailwind, I started to see some growth.

In July, I started scheduling my repins and saw a small increase.  I also joined quite a few group boards and saw a huge increase in August.  Of course, growth doesn’t happen all at once so I had a dip for September.  I stayed pretty consistent through December where I had a huge spike.

Each time there is a huge spike, I did something differently.  I either joined more group blogs, increased the amount of pins I post per day, or had a better posting schedule.  One of the main things I started doing is re-pinning my own pins to all group boards they are relevant to every three months.  I made a spreadsheet to help me keep track of which to post when.

I started pinning about 25 pins per day in August and by December was at 30-35.  Now, I’m not much higher at 45.  Many people pin 50 or 100 times per day but I haven’t been able to get myself there.  I imagine once I get there I will see a bit of a jump.

I have seen another dip since December but I anticipate it will go up in the next few months.  So, for the average blogger, success doesn’t happen overnight.  Some great growth is still possible though.  I went from 100 to 800 views in a month from Pinterest referrals and it only took 6 months.

Do you have any Tailwind strategies?  I’d love to read them in the comments!

If you haven’t tried Tailwind, try it free using this link.

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Say Goodbye to Living Paycheck to Paycheck: Forward Budgeting and the Digital System


This post is part of a series.  To start the series from the beginning, click here.  To browse through the series, click here.

By now you are familiar with both forward budgeting and the digital system.  There are different tools that can be used to track forward rolling digital finances as with the other systems.


While it is completely feasible to use an envelope system for your budget, it may be a bit more complicated for this type of budgeting.  You can use a printable, a digital envelope tracking system, or tangible envelopes.  This system is a bit more difficult because your funds are electronic and because there are a lot of places to look at the end of the month to transfer money into the savings account.

Check Register

A check register would work great if you prefer not to use a computer based tool to track your finances.  Each month, use your check register to track every transaction.  At the end of the month, transfer all your additional funds to your savings account.

A note to make on this is to keep a running balance on your account.  For example, you can keep $1000 in your checking account each time.  Thus, if you had $1700 in your checking account at the end of the month, you would transfer $700 to the savings account and $1000 would stay in the checking account.  A buffer like this is a great way of preventing over-drafting your account at the beginning of the month.

Computer Spreadsheet

Computer spreadsheets are a great way for tracking your digital finances.  A computer spreadsheet would work just like a check register. You would record each line on the date it occurred and then create an extra line for the transfer at the end of the month.

Additionally, you could create your spreadsheet to look like an income statement instead of check register.  With this method, you can use each column for a new month so you can see multiple months at a time.  You can also drag the formulas across the page to project for any period of time.

Forward Roll Spreadsheet


Another way to track using the spreadsheet is to use one color for transactions that have not taken place and another for finalized amounts.  For example: At the beginning of the month, have all the amounts blue.  Once each transaction has been made, change the color to black.  Originally you may have $75.00 blue in Electricity but after the expense occurs, it could say $73.24 (the exact amount) in black.  This will help you keep track of which expenses have been paid.

There are also many posts related to this type of a spreadsheet that can be found here.


There are many apps and programs designed to track expenses.  If you would like to track your finances digitally but are a bit overwhelmed by maintaining a spreadsheet, an app or program is a great choice.  Apps have many great visuals and other features.

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DIY Cinder Block Garden for Small Yards

Isn’t it always that you get your house just how you want it and then you move?  I literally just redid my backyard last summer.  This was supposed to be my first full gardening season with the garden.  Of course though, we will be moving in the middle of the season.

I started making my garden by removing the grass in the area of the rock garden and cinder block garden.

In only the rock section, I laid out some weed block.  In the cinder block garden, I wanted the roots to be able to go low into the ground.

I had just completed landscaping my front yard when I started this project so I used all of the rocks I took out of the front yard for this project.

To finish off the rock garden, I added a nice bench with some stepping stones and a few raspberry plants.  I decided to dig some pots into the ground for the raspberry plants.

And now for why you are here:  The Cinder Block Garden!

I measured and planned exactly how I wanted the garden to look prior to buying the blocks.  I actually used legos to see exactly how many blocks I would need.  The graph paper just wasn’t doing it for me 😉

I decided to add a few stepping stones to make sections so I could reach all across.  There are just two square stones in each section.  They just have a design that makes them look like four.

The last touch I added was some white little rocks along the outside border of the garden just to make it look extra cute.

I’d call my first year of gardening a success!  I got a fair amount of strawberries and raspberries and a ton of basil, tomatoes, and zucchini.  I didn’t have any luck with green beans or broccoli but I will try again!

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House Update #8: Main Floor Design and Decor


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Super Simple Teriyaki Beef

Welcome back to the blog!  Today I have a super easy and quick recipe for you.

All you need are the four basic ingredients and your choice of spices.


Teriyaki Sauce

I wasn’t kidding when I said this is easy.  Cook the rice per the instructions on the bag or box.

While the rice is cooking, cut up the strips of beef and cook on the stove.  Add any spices you desire.

Also, steam some broccoli in the microwave.

At this point, you are rocking multitasking!

Once the beef is fully cooked, pour some teriyaki sauce over the beef.  I switch teriyaki sauce every time I buy it.  Choose whichever brand you like!

Once the teriyaki sauce has warmed and you’re rice/broccoli is cooked, you are ready to put the meal together.

Just add some of each to a bowl and eat with your favorite chopsticks!  Enjoy!


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How to Use Cubes as a Shoe Rack

*This post contains affiliate links.

Hi Everyone!

Have you also been wondering what to do with all of your shoes?  It took me a few years of having shoes all over the place or ugly shoe shelves against my walls to realize this!

Cubes make for great shoe racks.  You can pick multiple divider sizes or bins if you want the shoes completely tucked away.

I chose to use one half divider and one quarter divider since my shoes are smaller than Nick’s.  We have our main shoes facing out as pictured above.  Shoes we don’t wear as often are to the side in another set of cubes.

Do you have any different type of storage that you use for your shoes?  Let me know!  I’m always looking for new ideas because even though the cubes look cool, they can be a little clunky.

Here are the pieces I use.  I use all espresso for the cubes I have but in the new house I’m going to switch to the weathered look.








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9 Nostalgic 90’s Items

I keep seeing nostalgia posts everywhere and they make me so happy.  I love remembering all of the fun things from my child hood. Here are some of my favorites.

mini beanie babies

These were the coolest things growing up.   I played with them all the time but not how you’d expect.   The beanie babies had to be the small ones because I’d throw them up onto the blades of the fan then turn the fan on and watch them fly off.  Over and over again.  It was one of the best games.

catch a bubble

Catch a Bubble and the weird smelling little plastic bubbles in the squeezy tube were the coolest things.  We’d blow them in the basement and watch with amazement while the plastic like bubbles didn’t pop.



Pogs were one of those things that you just had to have but made no sense.  I remember having a pink case and a clear slammer with a flower.  I never remember doing much with them though.  Something about using the slammer to flip the pogs to win them.


sky dancers

Sky dancers have recently made a come back after.  I had a few sky dancers, but my favorite was one like the one in the photo.  The foyer in the house I grew up in was open to the loft.  We would stand at the bottom and fly them up to the loft.  One of the friends would be at the top to catch them.  It was so much fun!



Baby All gone

I’m not sure on the actual name of this doll but I remember it very well.  The jar had a cherry sent and the spoon had a lever that made the cherries appear and disappear when the baby ate.  Another one of my favorite dolls was one where the food went from the dolls mouth to the backpack.  It was quickly recalled though after a girl’s hair got stuck in it.


There were quite a few toys like this one.  I had a white and blue tomagotchi and I had a yelllow giga pet.  I remember the day my Tomagotchi ‘ran away’.  I was devastated before the school day even began.


Sega Genesis

Sega in my opinion is the best gaming system.  It’s simple yet fun and doesn’t make me dizzy.  This is the only toy from the 90’s that I still have (and use).  Gotta love controllers with only 5 buttons on them.


The last two items aren’t toys but they are things I remember vividly from the 90’s.

squeeze pop

Every time we would go to the gas station, I would get a squeeze pop and I got to put the stamp on the rewards card.  I loved the blue squeeze pop but all of a sudden I couldn’t find them anywhere.  For years squeeze pops were still around in my area but the only flavor available was the sour apple which I didn’t like.  Hopefully this candy comes back.

Reward Stamps

I have not seen stamps like these since the 90’s.  For some reason I have so many memories centered around these stamps from Subway and Diamond Shamrock.  Now, companies use stickers, hole punches, or completely digital ways of tracking rewards.

What are your favorite nostalgic items from the 90’s or 80’s or any other time period?


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February 2017 Blog Income Report

This Month’s Top Post: Ready to Eat Freezer Meals – 326 Views

This Month’s Runner Up: January 2017 Blog Income Report – 304 Views

This was the first month that I didn’t write any new posts.  Well, I did film one video and edit it this month.  But, other than that, I had all of my posts ready to go.  I am so glad I did that because this month I needed all of my free time to go towards getting ready to sell my home.  I’m so ready to be just living my life as normal in the new house.  But, one step at a time.  For the next few months I’m just going to hobble along in blog land.


Ads – $169.93
Sponsored Posts – $0.20
Total: $170.13

Tailwind – $10..00
Domain – $1.26
Hosting – $6.99
Etsy – $1.00
Total: $19.25

NET INCOME: $150.88


Last month, I mentioned that I was going into a slower time for me.  Haha.  I was definitely mistaken!  I was still able to complete both of my goals though!  I had a goal of joining 18 new Pinterest boards.  I joined 21!  This month I hope to see an increase because of all of the new groups.  But I am a bit behind in scheduling posts so we will see.

I also got some new Etsy downloadables posted. They are the pink kitchen recipe cards and labels below.

My goal for March is to maintain the blog.  I need to get all of my posts for April ready and make sure to get all of my Pinterest posts scheduled.  This month is going to be crazy with having to drop everything at any moment to show the house.  Wish me luck!

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House Update 7: Pre-Drywall House Tour

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Say Goodbye to Living Paycheck to Paycheck: Forward Budgeting and the Cash System


This post is part of a series.  To start the series from the beginning, click here.  To browse through the series, click here.

Forward budgeting, also known as the ‘forward roll’ is also a three-step process.  Each month, you project your expenses and savings.  At the end of the month, any funds that weren’t used will be transferred into your savings account.  This process repeats each month.


The envelope system can be used in a similar method to reverse budgeting.  The only difference is that you don’t put a set amount of money into the Savings envelope at the beginning of the month.

Instead, allocate the money into the spending envelopes.  At the end of the month, move any money that is left in the envelopes to the Savings envelope.



Using a printable is a fun way of tracking your finances.  There are many budgeting printables online that would be a great solution for your spending tracking and savings rollover.

Computer Spreadsheet

A computer spreadsheet is very helpful when using the forward roll method.  The main point of the forward roll is to maximize saving potential.  A computer spreadsheet can help you to project your savings over time.  This is very useful when saving up for a large purchase like a house or a car.  You can find multiple examples of tracking the forward roll method with a spreadsheet here.


Apps and programs are a great way of tracking spending but can become very complicated when tracking cash.  I recommend using either a paper tool or a spreadsheet to track cash finances.

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Ready to Eat Freezer Meals

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I have been seeing so many posts about freezer meals recently.  One thing that has surprised me the most about freezer meals is that they take a lot of work!  All of the posts make it seem easy and time saving but I’m not buying it.  You take hours one day to prep all of your meals and put them in the freezer.  Then, when the time comes to prepare your meal, you still have to find the right cookware and thaw and cook it which could take just about as long as just starting from scratch.

I’ve been doing my own version of freezer meals for years.  The difference is that I completely cook the food before I put it in the freezer.  I remember being young and my mom would do this with things like chili, spaghetti and meatballs sauce, and sloppy joes.  She would freeze portions for one family meal already cooked and just needing to be reheated.

Now, I don’t have ‘family meals’ in my household because Nick and I are hardly every home to eat at the same time.  So, I prepare all of the meals for the week or longer on one day and then All we have to do is microwave and put the container in the dishwasher.

One thing to note is that I only do this with foods that work well freezing and reheating.  I use two types of tupperware for my meals.  The larger tupperware are the ones that come with lunchmeat in the deli section.  The smaller ones are in the image below.

The Tupperware I use (I have these in Red and Teal)

The food

I thought I’d share an unedited photo to show that this is not a perfect process. Portion size is different for Nick and I but this made enough food for each of us to have 16 meals.

The Meals:

Turkey Noodle Casserole
Oven Chicken with Tomatoes
Honey Soy Pulled Pork
Teriyaki Chicken
Turkey and cheese Wraps
BBQ Uglies
Cinnamon Rolls

In the back left, there is a stack of small and large tupperware.  These have turkey noodle casserole made with left over turkey and spaghetti.

The middle tupperware have  Oven Chicken with Tomatoes.

The two stacks of tupperware on the far left have Honey Soy Pork and some Teriyaki chicken just made with a store-bought sauce.

I used Ellie’s recipe to make a dough for all of the items in the front.  One thing to note is that I did not let the dough rise for a second time for any of these meals.

On the far left front, There’s wrapped leftover turkey and cheese.

The two wrapped meals in the middle are both BBQ Uglies just made in a different shape.  For the left ones, I used a large muffin pan and for the right ones I used a small pastry press.

Of course, I had some extra dough and decided to make cinnamon rolls.  These were not part of the freezer meals but definitely part of my reward for doing all this cooking in one evening!

Do you make freezer meals?  If you do, do you cook them before or after you freeze them?

Thanks for visiting!

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How to Create Blog Photos Using PowerPoint

My How to Make Your Own Blog Photos post shows the steps that I use to create my images.  Today I’m going to go into a bit more depth and show you how I do some of the editing.  So, if you haven’t read the other post, go check it out and then come back to this one.

One thing to note before diving into the editing.  I like to take landscape photos when I’m creating a collage of images.  I will show you why below.

Setting Up PowerPoint

The first thing I do when I’m getting ready to create a blog photo is set up my template in PowerPoint.  This is really simple.  I just open a new document and change the slide orientation to portrait.

TAB: Design SECTION: Customize OPTION: Slide Size –> Change Orientation to Portrait

Once I have the size set, I delete the text boxes that are on the slide.

Inserting the image

I copy and paste one of the images from my collection into PowerPoint.   At this point, the image only fills part of the slide.  I resize the image by dragging the corners out until the top and bottom align.  The right and left side will be way out of the canvas.  This is what you want.

Setting the Image

Once you have the image large enough to cover the canvas, crop the left and right sides of the image.  You will be able to see the slide edge when cropping and the photo should snap in place.

When the edges are set to the canvas, you can then drag the photo left and right until you have the perfect section. Click Crop again to complete the crop.

Basic image fixes

I only do a minimal amount of editing to each of my photos which usually only consists of a adjusting the brightness and contrast.  Sometimes I will adjust the sharpness as well.  On rare occasions, I will use a different editing program to create a blur or other effect.

Select the image by clicking on it.  Then go to Format, Corrections and hover over the images to see a preview.  Select the one you like the best.  I typically like 20% Brightness / 20% Contrast but occasionally I choose a different option.

Inserting the text box

To insert the text box, go to the Insert Tab and click on Text Box.  Drag the text box onto the photo.  You can always adjust placement later.  Write the text for your image in the text box.

Highlight the text and increase the font size until it is large enough that to fill the photo.  We will adjust this again later.  The initial increase is just to be able to read the words.

Designing the text box

Click on the outside border of the text box.  Click to the Format Tab and open More Fill Colors for Shape Fill.

I usually fill white with a 10% transparency (opacity) but you can choose any option you want.

Editing the Text

At this point, I usually move the text box to around the area I want it to be.  Change the colors and fonts any way you would like.  I’ve even downloaded some additional fonts from Google.  Don’t forget to add your watermark.

Finalizing your image

Once you have your fonts how you want them, you need to finalize the image.  Your project is currently a PowerPoint file so you need to create the image file for your image.

To do this, go to Save As and then choose the PNG option.  There are other image files such as a JPG but WordPress doesn’t play nice with JPG’s.  So, if you may ever switch to WordPress, use PNG’s.

The End Product

Congratulations!   You’ve now created a pin-worthy image by using PowerPoint!

If you have any questions, please reach out to me.  I’m more than happy to help!

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How We Met – Happy Valentine’s Day!

Happy Valentine’s Day!  Now it’s time for a love story. 🙂

Nick and I met in 2008.  I don’t remember the exact day or even the season when we met because at that time I didn’t know he was the one.  Actually, I didn’t know he was the one until years later.

This is the only photo we have from around the time that we met up until we started dating.  Picture quality on phone’s has really improved over the past almost decade!

In 2008 I was in my first and second years of college and was still hanging out with a lot of my high school friends.  I had a few different groups of friends that overlapped a little in high school.  After graduating, I re-connected with one of the people who was also in a few of the different groups of people I hung out with.

When we reconnected, he had a new group of friends.  I started hanging out with all of his new friends when I went to hang out with him.  This worked well since they all shared an apartment which they called ‘the fortress’.

One of the roommates was Nick.  He was a nice guy but at the time I was very focused on school and was so far away from considering dating.  Not long after, everyone moved from the fortress and my high school friend and Nick no longer lived together.  Nick and I had become friends while he lived at the fortress and we hung out on our own from time to time.  Usually because I broke a computer and needed it fixed.  😉

Over the next five years, we hung out off and on when our schedules aligned.  Nick is the only one I keep in touch with from the group because everyone moved out of state.  Nick also moved out of state when my high school friend moved and they lived together all the way across the country.

I remember right before he moved.  I finally had finished school and had just bought my house.  I had a good job and for once considered myself to be stable.  Even though we only saw each other every once in a while, I felt quite bummed when he moved out of state because I was just learning that I had feelings for him.

I decided to go with the old saying and let him go do his own thing and didn’t tell him about my feelings.  If we were meant to be, when the time was right, we would be together.

A while after he moved we started video chatting almost daily.  We would also play a game similar to Risk on Google Plus Hangouts.  Nick never let me win.  During these chats, I knew my feelings were growing stronger for him.  I watched as he dated different girls just waiting for the right time for us to be together.  I knew that the next move in my life would be to settle down and I wanted to make sure that I didn’t rush anything.

You know that giddy feeling you get when you talk to your crush?  I had that every night when we video chatted.  One day, I finally decided to tell him how I felt.  I wish I could say I vividly remember that day but I don’t remember a thing.

I convinced him to come and visit me around Christmas time in 2014.  I knew that it was make or break it at this point because friendships don’t usually last if the relationship idea is thrown around.  You either start dating or lose touch.  Luckily, a few weeks later, he packed up everything he could into his car and drove across the country.  He’s been with me ever since. 🙂



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House Update 6: Framing

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DIY Pink Vanilla Sugar Scrub

Happy early Valentine’s day everyone!  I recently made this sugar scrub and I love it.  It’s very inexpensive and can make a great gift.


Sugar (any kind – I used granulated sugar.)
Oil (any kind – I used coconut oil)
Extract or essential oil (I used vanilla extract)
Coloring if desired (I used one drop of pink food coloring)


Put some sugar into a small bowl (about 1/4 to 1/2 cup).  Slowly add oil and mix.  If your oil is a solid, melt it in the microwave or stove before adding it into the sugar.  Keep adding oil until the mixture is a liquid but still has granules.  If your sugar dissolves, add more.  The granules are what make it a scrub.

Once you have the right consistency, add your desired scents and coloring.

Next time I make this I’m going to use an oil that is always a liquid because my scrub hardens after each use and I need to melt it a bit before using it each time.  If I had an oil that did not turn to solid when cool, I wouldn’t need to melt the oil each time.


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January 2017 Blog Income Report

This Month’s Top Post: How I use Smart Things for Home Automation – 329 Views this month.  Originally posted in January 2016

This Month’s Runner Up: 2016 Review and 2017 Goals – 294 Views

This month I hit quite a large milestone!  5K Followers!  I’m now officially half way to my goal of 10k.  I also had more income than typical and I have no idea why.  I just got lucky I guess!


Ads – $216.40
Sponsored Posts – $5
Total: $221.40

Tailwind – $10..00
Domain – $1.26
Hosting – $6.99
Etsy – $0.80
Total: $19.05

NET INCOME: $202.35


Last month, I said that my goal was to get ahead in January because I was going to have a busy year.  What I didn’t realize is that January was going to be my busiest month in my day to day life.  Surprisingly, I was still able to get ahead!  I got all of my posts done for February and March except the house updates.  I’ll make those as new things keep happening at the house.

Since I’m ahead and now I’m headed into a bit of a slower time in my home life, I plan on focusing a bit more on growing the blog.  In February, I plan to join more Pinterest groups.  I’m currently in 18 groups.  It would be nice to double that this month.  I also plan on making some new content for Etsy and determining how frequently I want to add content.

Looking forward to a good month!

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House Update 5: The Foundation

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Say Goodbye to Living Paycheck to Paycheck: Reverse Budgeting and the Digital System


This post is part of a series.  To start the series from the beginning, click here.  To browse through the series, click here.

A digital budgeting system utilizes credit cards, checking accounts, online interfaces, apps, and many other technological opportunities.  All your budgeting and tracking is kept in digital form and you are responsible for sticking to your budget without having tangible money to stop you from over-spending.

Budgeting Tools


Envelopes are a great budgeting option for the digital system as seen above in the cash system.  The main difference here is that the envelopes are digital and act mainly as a tracking device rather than a place to hold the money.

The digital envelope budget tracking downloadable is a great tool to use to track your budget one month at a time.  Start by allocating each portion of your paycheck to an envelope and noting the amount allocated on the top of the envelope.  When each bill comes due, note the actual amount of the bill and subtract from the allocated total to determine how much is left in that digital envelope.  Note that throughout the whole process, the funds will all reside in a savings or checking account.

Once you have your amount left, you can transfer the money to and from envelopes as needed.  This envelope tracking system can also be printed to track your budgeting.

Yes, you can use a printed tracking tool while having a digital system such as a bank account for storing your money.

Digital Envelope Budget Tracking


Check Register

If you are using a checking or savings account to store your money, chances are the bank has provided you with a check register.  This isn’t the best tool for breaking down your budget into separate categories but this is a great tool for making sure you don’t spend more than you have.

Every time you make a transaction, note the transaction in the ledger lines of the check register.  You will always know how much you have left in your account as long as you make sure to note every charge and deposit.

Computer Spreadsheet

Computer spreadsheets are a great way to track your digital funds.  This helps you break down your finances in any way that works best for you.  A computer spreadsheet is by far the most personalized method for budget tracking.

You can find budgeting spreadsheet tutorials here.


Apps and programs are also a great way to track digital finances.  Most banks have an app where you can see your funds instantly.  There are also other apps that can connect to your bank and create different graphs and spending charts.

Apps and programs are not as personalized as a spreadsheet and typically only show past finances rather than future finances.  Because of this, it can be difficult to create your budget for each category every month.

On the plus side, many apps and programs take virtually no time and you can see your breakdown of spending and saving instantly.

If you are interested in learning more about apps and programs, do a quick search in your platform of choice.  Example: For apps, search the Windows app store, IOS app store, or the Google Play store.  For Programs, use your preferred search engine.  One of the main programs for personal finance is Quicken which works much like a physical check register but can quickly draw up charts.



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2017 Garden Plan

Hello everyone!  It’s about gardening time again!  I made this plan last year for the 2017 gardening season and of course I’m moving right in the middle of it.  So, I’m going to skip the onion this year and do as much as I can before we have to move.  I think I’m going to use a lot of pots instead.  Either way, I hope you enjoy the cinder block garden plot. 🙂

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How I Saved $40k by the time I was 21

Hi everyone and welcome back!

Every month, I share a post on my series about how to stop living Paycheck to Paycheck.  Budgeting is something that is learned and it is my hopes that this series will provide some great stepping stones to help people.  The series will run through June of 2017 but if you want the whole book now, you can get it here.

Growing up, all of my friends thought I had no money because I rarely went to the movies or bought random crap at the gas station.  In fact, it was quite the opposite.  I was saving my money.

Learning Young

From a young age, my parents taught me the importance of saving.  I remember being really young and receiving $4 per week allowance for doing simple tasks like making my bed every morning.   Out of these $4, I could spend $2 and I had to put $2 into my savings account at the bank. My parents had started this account for me when I was either born or really young and it already had included a small amount of funds from gifts.

As I got older and was able to do more chores, my allowance increased to $10 per week and the same rule applied.  $5 could be spent and $5 had to go to the bank.

Now, $5 doesn’t get you very far so I also had to save the spending money in order to get something from the store.  Over and over again, I would save up and by the time I would have enough money, I either didn’t want the item any more or I had saved so long that I didn’t want to see the money go.  So, most of my spending money ended up in the bank.


When I was 12, I started babysitting.  This is when I really started saving.  My first year of babysitting I was making $3/hr watching one child or $5/hr for two children.  The first year of babysitting I made a little under $1000, all of which I put into the bank.  I continued babysitting and saving until the kiddos I babysat were old enough to stay home alone.  This was around when I was 19 years old.  My fees had gone up to $10/hr for one child and I didn’t have any jobs with two children at that point.

In addition to babysitting, throughout high school, I worked the concession stands during the games, helped out my neighbor in her dental office, and got my first job in a retail store.  I also helped neighbors with house-sitting or other house projects like painting.

I remember one day when I was around 16 where I had three babysitting gigs in one day.  I worked from about 9am to 9pm with only enough time to go from one house to another between.  As much work as it was, it was so rewarding!

When I was 18, I landed a job that paid very well considering I didn’t have a degree.  This job was fun and flexible around my school schedule.  I stayed with this job for two and a half years.

Living at home

I lived at home until I was 21 even though some days I thought it was going to kill me.  I definitely had the fear of being the boomerang kid who moves out too early and can’t make it on their own.  So, I made damn sure I was going to be successful when I finally did move out.

The entire time I lived at my parents, I saved all of the money I earned.  When I was ready to move out, I started looking for a home to buy.  I knew I never wanted to rent an apartment.  Of course though, that purchase fell through and I ended up having to rent.  Anyways, good thing I had extra money saved up to put towards rent right?


I always knew that there were going to be large purchases ahead and that by the time I turn 28 that I would have definitely need a new car.  I knew that I was also going to buy a house.  This is what kept me motivated to save and kept me from buying novelties.   I will be turning 28 in April of 2017 and am very happy that I saved early on.  I am now able to sell my house and purchase house #2 where I will start my family.

While not everybody may be able to live at home until they are 21, there is always a way to better your situation.  Saving money towards a larger goal or saying goodbye to living paycheck to paycheck requires the motivation to work hard to have a better future.


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House Update 4: Low Voltage and First Meeting


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Honey Soy Pulled Pork

*This post may contain affiliate links*

I have been loving crock pot meals recently!  I usually cook multiple meals at once and store them for individual meals because Nick and I aren’t both home for dinner at the same time.  The crock pot allows me to cook multiple meals at once with one in each crock pot, one or two on the stove, and some in the oven as well.

For this meal, I tried a new recipe.  I recently bought sticky rice and used a small crock-pot to cook the rice.

The crock pot I used for the pork

While cooking the rice, I used the following ingredients to make the pulled pork


2.5-3 pound pork roast
1/2 cup honey
1/4 cup soy sauce
1 Tablespoon Worcestershire sauce
1 Tablespoon lime juice
2 garlic cloves, minced
1/2 teaspoon ground ginger
2 Tablespoons cornstarch


The directions said to include everything except the corn starch into the crock pot and cook until the pork is ready to pull.  Then, add the sauce into a sauce pan, add the cornstarch, and cook for about 4 minutes until the sauce is a thick consistency.

But, we all know I never actually follow a recipe to the tee so I just added the corn starch into the mixture when I first put it into the crock pot.  It worked out great and I had less to clean up!


This pork is easily one of our favorite meals now!  I’d probably do long grained rice next time though instead of sticky rice.  You can also add any vegetables you want to the meal.

Let me know if you make this recipe and which method you used for thickening the sauce.

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2016 Review and 2017 Goals

Happy New Year!  I can’t believe 2016 has ended and 2017 is here already!  This is going to be such a huge year for me!  It’s my 10 year high school reunion year (although I don’t think my school does reunions anymore).  It’s also the year that Nick and I get married and move into our house!  And of course, what you are all here for, it’s another year of growing the blog and getting to know all you blog lovers!

2016 review

2016 was the first full year of posting on this blog.  At the beginning of the year I was quite naive about how the blog was going to do.  I didn’t want to be overly optimistic so I ended up setting goals that I thought were attainable.  What I didn’t realize is that the goals were way too simple.  I accomplished all of my 2016 goals within the first two months of the year.   You can find all of my 2016 goals here.

The most notable successes from 2016 were completing my Media Kit, Increasing my post schedule to twice per week, and reaching 1000 followers on Pinterest, Twitter, and Facebook. I also created a mid-year review for the end of the blog’s fiscal year.

2016 Top 6 Posts

How to Complete Your To Do List in 5 Steps3338 Views
BBQ Uglies Recipe Review – 1866 Views
How I Use Smart Things for Home Automation – 1248 Views
Say Goodbye to Living Paycheck to Paycheck: The Basics of Income – 1020 Views
10 Must Haves in My Next Home – 919 Views
The Ultimate List of Blogging Groups on Facebook – 789 Views

2016 Achievements

  • I completed the Say Goodbye to Living Paycheck to Paycheck book.
  • I created a blogging planner downloadable linked at the end of this post.
  • I began posting every other week on YouTube.
  • I increased my posting volume from once per week to twice per week.
  • I started using Pinterest with Tailwind.
  • I increased my following by over 700%.

I’ve been tracking my stats for income, pageviews, and followers since I started this blog.  I recently added a trendline to each of the graphs.  The trendline (pink dotted line) is a prediction of where my stats will be from now until the end of June.  It will be interesting to see if I follow the trends.  The teal line shows my monthly stats.

Last year, I was way off with my goals so my goals for this year are going to be a bit different.  I am very clear on my goals for my blog but trying to split them apart into smaller chunks is a bit hard.  Because of this, I am going to create broad goals that don’t necessarily need to be completed in 2017.  As long as I’m making progress towards them, I’d call that a success.  I will revisit the goals periodically and make changes as necessary.

Social FOllowing Goals

  • Reach 10,000 Cumulative Followers
  • Reach 5,000 Pinterest Followers
  • Reach 1,000 YouTube Subscribers
  • Reach 1,000 Blog Subscribers


  • Obtain an average (over 3 months) of 10,000 Page Views per month
  • Earn an average (over 3 months) of $1000 per month
  • Gain traffic direct or through social channels without participating in Facebook threads

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This Month’s Top Post: House Update #2 – 268 Views

This Month’s Runner Up: Paycheck Series: Choosing Your Budgeting Direction – 266 Views

It’s interesting to watch the sinuous waves of blogging stats.  Last month I had huge growth in followers but not much income.  This month, my income was almost triple last month but my follower growth was less than a third.  Progress is progress though.  I know that I can’t focus on too many pieces of the puzzle at once or things will fall apart.  Here’s how the stats looked for December.


Ads – $131.69
Affiliate – $8.50
Sponsored Posts – $61.60
Total: $201.79

Tailwind – $10..00
Domain – $1.26
Total: $11.26

NET INCOME: $190.53


Last month I mentioned that my goal for December was to maintain.  I have done just that.  I focused more on the content, scheduling, and routine rather than trying to grow.  I’d say this definitely paid off.  I noticed that the more solid I have everything, the more people want to view the site.  I had my largest amount of page views in a month (not including one month where two posts stumbled like crazy).  I’m hoping I can continue this trend.

My plan for this month is to get ahead.  I have a lot going on this year.  This year marks my 10 year high school reunion.  Less than a month after that is closing on the new house and the wedding.  All of that on top of my every day life is a lot plus I have to get my house in tip-top shape to sell it.  I’m hoping the timing works out well so we don’t have to move twice but we will see.

I’ve already started preparing the blog.  I have an outline of posts I’d like to write through March and with any luck, I’ll have all of February and March’s posts done by the end of January.  Of course, I’ll have house updates to add in throughout the month but hopefully this will help me stay afloat.

Happy New Year!

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House Update #3: The Design Center


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Say Goodbye to Living Paycheck to Paycheck: Reverse Budgeting & the Cash System


This post is part of a series.  To start the series from the beginning, click here.  To browse through the series, click here.

Let’s recap on reverse budgeting and the cash system.

Reverse Budgeting

Reverse budgeting is a three-step savings process.  The first step is to determine how much money you want to set aside each month for savings.   If you aren’t ready to start putting money into savings yet, no problem.  You can still use the model and implement saving when you are ready.

You will also want to create your spending goals or budget for each category at the beginning of the period.  A period can be a pay cycle, a month, or any time period that fits your budgeting needs.

Your budget will need to be reviewed periodically and adjusted as necessary.

Budgeting Tools


The first budgeting tool we will discuss is Envelopes.  You can either use digital or physical envelopes for your budgeting system.

Create an envelope for each of your spending and saving categories.

These are the expenses from the previous example.  Note that with the cash system, there is no use of credit cards.  Instead, we will change the credit card bill to a miscellaneous envelope.

Rent – $500 – 1st of the month
Electricity – $75 – 10st of the month
Water – $50 – 15th of the month
Phone – $50 – 15th of the month
Miscellaneous – $200 – 20th of the month
Internet – $50 – 20th of the month
Total monthly expenses: $925.00

In this example, we will create seven envelopes.

Cash System

The cash budgeting system is cash only.  You shouldn’t use credit or debit cards with this system.  Of course, you can still use bank accounts to store your savings or have your paychecks deposited if you would like.  The main point of the cash based system though is that you cannot over-spend because you physically don’t have the funds to do so.


You can also note the amount due for each envelope.  Determine your savings goal based on your income.

The income from the previous example is $562.20 every other week.  This means that on a month with two paychecks you make $1124.40.  A good savings goal is $150. This gives you a little wiggle room of around $50 but still ensures that you are saving.  Note that twice a year you will have three paychecks and will need to adjust accordingly.

Rather than dive right into budgeting in two week periods, let’s start with something more simple.  Using a month as a period is the most straight-forward for planning.  At the beginning of the month, plan out the budget for each of your envelopes.


Since you have about $50 extra as a buffer, you can choose where you would like to put these funds.  You can add them into the savings, add them to another envelope, or just hold them off to the side to use in case you over spend a bit.

Yes, it does sound counter-productive to overspend in a category but habits are hard to break.  Just because you have a budget doesn’t mean that you will be 100% faithful to your budget at first.  It is good to have a little buffer to help smooth the transition into budgeting.  Once you are past the learning curve, you can opt out of having this buffer.

Now that you have your envelopes labeled, fill the envelopes with cash.  Throughout the month, use the cash from the corresponding envelopes.  At the end of the month, you should be left with the money in the savings envelope.  If you are lucky, you will also end up with the buffer money that you can add to your savings envelope.  Well done!


A two-week period uses the same technique as the month long period.  The only big difference is that you need to plan your budgeting out a bit more in order to have enough money at each billing date based on the date you get paid.  Use the money from your paycheck to fill as many envelopes in chronological order as you can.  Make sure that the next pay date is before the next envelope without money.  This way you will be able to fill that envelope with the next paycheck prior to the expense being due.

You can also have a digital envelope system.  You can create envelopes like the ones in my example with a simple graphic.  Write your budget on your digital envelopes.  This time, instead of filling the envelopes, put your cash in a safe place and only take the amount you need at a time.

Let’s say it’s time to pay the electricity bill.  Take $75 out of your money stack and put it towards the bill.  Note on the envelope that the money has been spent by using an X over the funds.

This technique is a bit harder to track, especially with the miscellaneous folder.  The most important thing is to be pro-active.  If you are going grocery shopping, take a small amount of money out of your stack and note the deduction on your envelope.  If you don’t spend as much as you planned to, you can add the money back to your stack and add the amount back to your digital envelope.


Paper/Check Register – Printable

There are many ways to create a register.  You can use a register booklet typically found in the top of a checkbook.  You could also make your own tracking sheet by using a way to track your finances that makes the most sense to you.

There are many sites online that explain how to balance your register booklet so I will not be going into the details.

Instead, I will focus on some customizable options for tracking your spending.

The best place to find budgeting printables is Google Images.  There are many in a variety of different colors and formats.

Here are two very different styles.  The first tracking device is more of a checklist.  To use this, you would plan your budgeting at the beginning of the period and update the amount of each expense.  Once you make the payment, add the date to the date paid section.


This form tracks a bit more information.  Start by creating a line for the starting date for your savings amount. Put that amount aside the total how much cash you have on hand.  Remember, this is the most important part of Reverse Budgeting, saving first.

Every time to take money out of the stack, write down what the money was for and how much.  Then, subtract the amount from the previous cash on hand balance.  This helps you know exactly how much cash you have left at all times.


Computer Spreadsheet

We just created a tangible tracking sheet for your spending.  If you prefer, you could create the exact same tracking sheet in a spreadsheet such as Microsoft Excel or Google Docs.  This would allow you to check your budget from the computer or even on your phone if you have cloud based documents.


It is definitely possible to use apps and programs with a cash system.  However, for many, the apps may be too complicated or have too many options.  For this reason, I am going to leave forgo the topic of apps and programs for the cash system.  Not to worry though, I will be discussing apps and programs in the digital section.

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How to Automate Your Media Kit


In my last few Blog Income Reports, I’ve mentioned that I was working on creating an automated Media Kit.  I am very happy that my media kit is now complete!

Before you read the post, open my media kit in a new tab so it will be easier to follow along.

The header

I began the post with a simple image header.  The image includes a photo of me on the left with a short bio on the right.  I created this image as one graphic in PowerPoint.  Clicking this image takes  the reader to my About Me page.

Social interaction

This is where it starts to get exciting.  I went back and forth so many times trying to figure out how to get a live count of my followers.  Really, I made this more complicated than it needed to be because I wanted to use my own graphics.  I tried a table where row 1 was the image and row 2 was the count.  This looked great in desktop mode but not mobile.  I eventually landed on using the image caption.

I use a plug-in for the plugin Social Count Plus to generate the live counts.  This plugin will allow you to use social icons they have pre-loaded or if will allow you to generate a short-code for just the count.  I used just the count and added the short-code to the description of my image.

*This taught me that you can use HTML in the image caption!  Fantastic!

My social interaction also has a basic image that I created for my blog income reports and a link to the page where I have them all compiled.

General Info

The next section is pretty simple.  I created two graphics in Power Point and uploaded them to the page.  The services graphic links to all of the webpages where I’ve been featured. My Say Goodbye to Living Paycheck to Paycheck series is linked in the image about the posting schedule.


This is the part that probably took me the longest to figure out.  I was originally trying to use advanced coding to show my unique users and pageviews.  These are the most often used stats in the blogging world it seems.  It ended up being way to complicated though so I settled on a live image of sessions.  Sessions still gives a general idea of how to blog is doing plus I post my exact page views and users each month in my Blog Income Reports.

Two plugins were needed to get this widget onto the Media Kit.  The first plug-in is Google Analytics Dashboard.  This is the plugin I used to create the widget.  I chose to show the last 30 days of traffic.  The second plugin is Widgets on Pages.  This plugin allowed me to display the widget on the page by using short-code.

Have you also automated your media kit?  If so, I’d love to see it!

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O’ Christmas Tree





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House Update #2




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Stuffed Tomatoes



Welcome back to the blog!

Today there’s a recipe for stuffed tomatoes.  Growing up, we used to have stuffed peppers all the time.  I loved the filling, but not the pepper.  Now, my body can’t even seem to process peppers.  So, I decided to try to use a tomato instead and it worked!

Cut the top part out of the tomato like you would cut the top off a pumpkin.  Then scoop out the insides.  Be sure to use a pretty large tomato.   The recipe calls for 6 large peppers.  I used 8 medium tomatoes.

The Filling

1.5 lbs ground beef
1 small onion, chopped
1/4 cup Minute rice
1 (15 oz) can of tomato sauce
salt/pepper/Italian seasoning/garlic to taste

Brown the ground beef with the onion then add rice, seasoning, and tomato sauce to the mixture.  I like to leave some sauce out to the side so I can top my stuffed tomatoes with it before I put them in the oven.

Fill and top the tomatoes then bake at 350 – 375 for 20-30 minutes or until the skin starts peeling off of the tomatoes.

Try it out and tag me on Instagram @keepitsimplediy.

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Best Cat Litter and Litter Boxes


**This page includes affiliate links but all opinions are completely my own.**

I’ve been thinking about writing this post for a while now but something very odd has happened.  I love the Omega Paw self cleaning litter box.  This litter box is so easy to maintain and you don’t have to scoop!  I used this litter box for years with multiple kittens.  I did notice though that this litter box works best with Tidy Cats clumping litter.  The Tidy Cats Litter didn’t stick to the bottom of the box as much as other litters did.

This bathroom is such a hit that there wasn’t a line outside of the bathroom.  There was a line in the bathroom!  When I had four kittens in my home, I had two of these and one Automatic Litter box.

I used the Nature’s Miracle litter box for about six months.  I noticed once again though that the litter I used with it needed to be Tidy Cats.  Even the Nature’s Miracle brand litter didn’t work that well with the litter box.  The only thing I didn’t really like about this box is that the automatic cleaner was so loud!

Something very odd is that my newest little kitten member is unlike any of the other kittens and doesn’t like something about either the Tidy Cats litter or having a roof over his head in the bathroom.  I’m working on trying to figure out which this is and hoping he stops peeing on my carpet before we move into the new house.

I decided to buy a cheap IRIS litter box and some Cat Attract litter to see if I could solve the problem.  I believe Benji doesn’t like Tidy Cats.  He no longer pees on my carpet downstairs but I keep smelling urine upstairs.  I am now using the IRIS litter boxes on both floors.

So, ups and downs.  I now have to scoop the litter instead of using the Omega Paw.  And I’m trying to find the best odor eliminating litter that is easy to maintain.

And now for some cuteness!  My kittens favorite toys ever are Nerf Darts and Ping Pong balls.  Not even cat toys!  Of course, their next runner up is anything small with cat nip in it!

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10 Blogging Mistakes I’ve Made

10-blogging-mistakes-ive-made In the year and a half that I’ve been regularly blogging, I’ve learned so much.  Of course, part of the learning process is making mistakes.  Mistakes, while annoying at the time, are a tool for growth.   Today I’m sharing 10 blogging mistakes I’ve made so far hoping that this will help you grow without having to make the mistake.

I didn’t create pinterest worthy images

For the first six months of posting on my blog, I didn’t create Pinterest worthy images.  I didn’t see why the images mattered since the content was what I was trying to promote.  Little did I know that the way you promote the content is with the eye catching picture.  I’ve now finished going back to old posts and making images.

I switched to the wrong wordpress

How many people have done this?  I started my blog on Blogger and knew that I needed to make the switch to WordPress.  Problem was, I didn’t even know there was a .org so I registered with  Then I had to switch everything over to  Switching twice was such a pain!

I updated my theme file without having a child theme

Yes, this was quite painful.  I did quite a bit of customizing to my theme and CSS file.  For quite some time Child Themes didn’t make any sense to me and I didn’t even think about using a plugin.  So, when my theme updated, all of my changes were lost.  I eventually found that there are plugins that create a child theme for you.

I added two sets of google api tracking code

This was an interesting one.  I was working on my Media Kit  and trying to show live stats.  I decided I’d try some plugins to see how they worked.  One of the plugins worked pretty well but my stats seemed off.  One major red flag was that my bounce rate was 0.  I then realized that the plugin added tracking code to my site so the code was then being tracked twice. Deleting the new plugin to resolve the issue.

I deleted my blog’s pinterest board

While working on Pinterest images for my old posts, I uploaded some pins to my blog’s board.  The pins wouldn’t load properly and I decided to delete the pin and try again.  I ended up moving too quickly and deleted the board without realizing what I was doing.  There is no way of getting the board back so I had to re-create it and add all of the pins one by one.


Get your FREE 2017 Blogging Planner

I used categories as tags and didn’t use tags

Categories and tags didn’t make any sense to me at first.  I ended up adding a ton of categories and decided I would use those instead of the tags.  Once I was a bit more versed in WordPress I learned that categories are a way to sort your posts and tags are more for SEO.  I had to go back and re-categorize and tag all of my posts.

I didn’t use Yoast SEO

SEO is yet another thing I didn’t know anything about.  Actually, I still don’t know much about it.  But, I do know now that I need to have an optimized focus keyword the post needs to have good readability.  I look for those green dots!

I didn’t set a featured image

The featured image showed up looking a bit off when it was displayed on the post so I didn’t use it.  When I created my pages that automatically show posts in each category, I realized that the featured image was needed to show an image for the post.  After a bit of research, I found that there are quite a few plugins that allow you to choose if you want to display your featured image on the main post or not.

I burned myself out

When I started my blog, I decided to post three times a week.  This was way too much!  In the beginning, there’s a ton of behind the scenes webpage design.  This makes it hard to have time to create great posts.  After about two months of blogging I was completely worn out and took a three month break.  When I started up again, I decided I would only post once per week until I was ready to post more.  Now, i post twice per week.  I knew I was ready when I had so many ideas for posts that I didn’t know when I would be able to post them all.

I didn’t have any group boards on pinterest

This wasn’t exactly a mistake.  I just literally didn’t know how to add a group board.  I’d found many group boards but I was at a loss for how to add them.  One day I had a light bulb moment though and I clicked into other bloggers pages to see which boards they were part of.  Many of those board has instructions at the top of the board giving contact information to request addition to the boards.

There we have it.  I know I will continue to make mistakes, learn, and grow.  Hopefully this post causes you to avoid the troubles that I went  through.

Let me know in the comments what your biggest mistake blogging has been.

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House Update #1


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November 2016 Blog Income Report: Affiliates Wanted


Hi Everyone!  I have big news!  The Say Goodbye to Living Paycheck to Paycheck book is here!  The series will run through June of 2017 so get the book and have all of the amazing knowledge 7 months early!

Affiliates Wanted!book-cover

Yes, I’m also looking for affiliates for both of my books.  Check out the books here.  Affiliate commission is 25% of the sale.

TO APPLY TO BE AN AFFILIATE:  Click here or  go to the Store Affiliates link by hovering over SHOP in the menu.

I will provide a free copy of one of the two books to each affiliate by email and provide further instructions manually once you subscribe.  I look forward to working with you!


Now on to the stats!

This Month’s Top Post: Blogging Vulnerability (Vlog) – 264 Views

This Month’s Runner Up: We’re Building a House! – 263 Views

This month was a huge month for me in terms of follower growth.  Not so much for income though.  I turned down quite a few sponsored post opportunities this month because I wasn’t too fond of the product.  I want to make sure to only promote products I would use.


Ads – $101.89
Sponsored Posts – $3.50
Total: $105.39

Tailwind – $10..00
Giveaway Buyin – $10.00
Post Supplies – $8.97
Total: $28.97

NET INCOME: $76.42



Last month I mentioned that I had made a trendline to project my follower growth.  I was quite impressed when my following grew by 375 last month to put me at 3804 followers.  This month, my projection said I would be at 4500.  That’s 700 new followers and I definitely didn’t think it was remotely possible.

Excitingly, I gained 903 new followers this month putting me at 4707.  How crazy is that!  I cannot believe the growth!  Thank you so much for supporting me and my blog!

My goals for this month were to work on the Paycheck series and do a bit more on YouTube.  I definitely succeeded on both of these tasks because the Paycheck series is complete and I have a ton of new YouTube ideas!  Yes, this month my first vlog got the most views out of any of my posts.  I am going to be posting updates on the new house and the building process starting in December!

My focus for December is to maintain.  I’ve had a lot of growth over the past few months and I want to make sure that everything goes smoothly with gaining affiliates and maintaining my posting schedule.  I definitely don’t want to grow too fast and let the details slip away.

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How I Made Over $1500 Blogging!


**This post contains affiliate links**

Today’s post is a very exciting one!  I began blogging in July of 2015 and by the end of October 2016, I had made over $1500!  I began this blog because I thought about it one day and realized that I no longer had any hobbies.  I had previously been in grad school, working 50 hours per week, and buying my first house.  This definitely left me no free time.

A few years after life settled down, I was working 40 hours per week and had no side obligations.  I thought about creating another book but I wasn’t really in the mood for a long drawn out project.  Thus, I began the blog with no idea what I was going to write about!

In November of 2015, I made my first $9 on Izea. I think I just got lucky with this one.  I hadn’t been trying to make money blogging at this point but I did know if was something I wanted to look into.  At this point I decided I was going to take my blog more seriously in 2016.

The first steps

The first step I took towards monitizing my blog was to become self-hosted through  I made this transition at the end of 2015 and in January of 2016 I added Google Adsense.  Adsense has been by far my most consistent income source.

Here is a rough breakdown of my income sources.

Ads – $1020.00
Freelancing –  $410.00
Affiliate –  $15
Sponsored – $140.00
Product Sales – $8.00


Ads have been by far my largest income source.  I use Google Adsense and but I’ve only made about $4.00 from  The rest comes from Google Adsense.

I do have a trick for Google Adsense.  The more present I am on my blog and social media, the more money I make.  There are quite a few Facebook Groups that I use to gain interaction through my site.  As long as I’m consistently participating in these threads, I see the reward.  One thing to note is that you cannot ask anyone to click on your ads!


Earlier this year,  Izea had a survey for Ebyline, a company they bought that creates product descriptions for Ebay.  I participated in their projects for two months and earned over $400.00.  I haven’t had any freelancing work since.

Affiliate Programs

I’ve heard a lot of great news about affiliate programs but honestly I haven’t been that impressed.  I’ve made about $15 in affiliate programs and could list all of the ones I belong to but, I wouldn’t recommend using any of them.  Plus, it just adds a bunch of unnecessary selling to a page which could turn off your readers.

Sponsored Posts

Sponsored posts are something that just starting working for me!  Early in the year, I had a couple of small sponsored posts through Izea (roughly $10 total).  Once I hit 3000 followers, I was able to sign up for Linquia.  I have now participated in two campaigns and have made about $120.  Something to note here is that I also turned down two campaigns because they didn’t align with my blog or my opinions.

Product sales

This area is one of my goals to improve over the next year or so.  I have a couple digital products on Etsy and I have my book.  Once I finish my Paycheck Series, I will compile the posts into a digi-book.  At this point, I haven’t seen very much activity or income generated from Product Sales.

Something else to note is that I don’t have a large following.  I get roughly 3000-4000 page views every month.  This stat also just increased from the 2000-3000 range a couple months ago.  Anything is possible.  Best of luck to all of you bloggers!  Let me know if you have any tips as well!

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Say Goodbye to Living Paycheck to Paycheck: Choosing Your Budgeting Tools


This post is part of a series.  To start the series from the beginning, click here.  To browse through the series, click here.

Choosing your budgeting tools is one of the most exciting parts of budgeting.  This is where you begin to fit your budgeting to your style.

There are so many different types of budgeting tools to choose from.  Before picking out the types of tools that would be best for you, take a step back and think about your daily life.

Do you find yourself on the computer often?  If so, what types of things are you doing on the computer?  Do you use the computer just for games and chatting or do you also use the computer for emailing, school work, or for your job?  What is your comfort level with the computer?

Now that you’ve begun to think about the tools in your daily life, think about your comfort level with those tools.  Is using the computer a chore to you?  Or, do you enjoy the computer?  This could be a big hint as to which tool you should use.


Some of the most common budgeting tools include Computer programs, Computer or Phone Apps, Spreadsheets, Printables, and Envelopes for money storage.

These tools are not to be mixed up with the budgeting system you chose (Cash or Digital).  You can absolutely mix and match the systems with any type of tool.  For example, you can create digital envelopes or tangible envelopes.  You can also use an all cash banking method but use a digital tool to track your finances.  Or on the flip side, you could use a hand written register to balance your electronic funds.


With any tool you choose, make sure that the tool fits your lifestyle and that it will not cause you to go out of your way to use it.


Still haven’t quite decided on your tool of choice?  Consider your phone usage.  Do you have a smart phone? If so, do you use your phone for mobile banking currently?  Do you use an app to track your grocery list?  If so, an app may be a great option for you since it will fit in well with your routines.

Not comfortable with apps or computers?  A handwritten register or a printable may be the best option for you.

Once you decide which tool or tools you want to use, use them for a few months.  If you find the tool annoying or too time consuming, feel free to switch to another tool.  The point of budgeting is to make your life easier, not harder.


Join me in Part 4 as we talk about how to put it all together.  I will go into depth on all of the different budgeting directions, systems, and tools.

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Host the Perfect Holiday Party with Stella!


What better way to start the Holidays than with a family get together?  I’m proud to be partnering with Stella Cheese for this post to kick off the holiday season!

Stella cheese feature a rich flavor that goes great in so many combinations!  My holiday party tray was inspired by my fiance who works in a wine bar.

I was getting ready to make a cheese platter with pepperoni, crackers, and cheese when he completely changed my mind.  The platter is now more elegant and fancy, perfect for the holidays!

Purchase Stella Cheese for your upcoming holiday parties.

My cheese platter features Stella Fontinella cheese, three colors of apples, crackers, bread, and honey.  While it may sound like a bit of an odd pair, the honey brings out the richness of the cheese and is so delicious.  Just spread some honey on your bread and top with cheese.  MMM.

It’s also your lucky day because Stella is hosting a contest to win a trip to Napa Valley, California!  For more information on their contest and to enter to win, visit Stella here.

Stella makes your holiday party planning stress free because you know you will have a snack everyone will enjoy!


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Crock Pot Chicken and Stuffing


This crock pot chicken and stuffing recipe has been my go to meal for the last few months. I originally saw the idea on Pinterest and noticed there were quite a few variations.

This recipe is super simple and great for the winter!  Also with Thanksgiving this week, adding turkey instead of chicken can make a quick Thanksgiving meal!


Chicken or Turkey Breasts
Cream of (your choice) soup
Boxed stuffing mix
Instant potatoes


  • I line the bottom of my crock pot with thawed chicken breasts (usually 3) then season as desired.
  • I then pour one can of condensed soup over the chicken.  This can be cream of chicken or any other creamy soup.
  • Next, I prep the stuffing.  In the images above I added 2 cups of water with chicken bullion in it to the boxed stuffing mix.  I’ve since adjusted the recipe to only one cup of water without any extra flavoring.  The first go around was a bit too salty and the stuffing was more watery than I desire.  Feel free to adjust the water until the stuffing comes out just how you like it!
  • Once the water is all absorbed into the stuffing mix, I dump the stuffing into the crock pot so it evenly covers the chicken.

I’ve gone back and forth about adding the potatoes into the crock pot or making them separate.  I’ve been using instant potatoes which are super quick to just boil some water in the microwave then mix.  In the pictures above, I kept the potatoes separate but recently I’ve been adding them to the pot.  It turns about about the same either way.

Hope you enjoy!


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Blogging Vulnerability


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Cash For Christmas: 2016 Giveaway!


As I grow into my blog, I’m getting to participate in more and more things!  Today I’m participating in a Giveaway!  There will be multiple winners for cash prizes.

Enter as many times as you would like below!

To get that Holiday spirit started, I’ve decided to reminisce a bit.

Merry Memories – Christmas Caroling

In high school and college I was very into choir and my Christmas Caroling group.  One of my fondest memories in choir was performing with my show choir on the stage in Magic Kingdom Disney World.  As great as all of my choir memories are, my favorite memory from my school days is caroling.

When I was in elementary school, one of my friend’s brothers needed to earn a badge by doing something good for others.  His mom suggested caroling and they invited me to go along.  We went to a nursing home down the street to carol.  This was my first experience with this kind of a performance and it was amazing!

Everyone knew all of the words and was able to sing along.  The pure joy and happiness I saw on all of the resident’s faces was amazing!

I specifically remember one lady in the Alzheimer’s unit who had a baby doll.  She had such a blast singing along to her doll.  You could tell that she was having one of the best days she had had in a long time.  This is when I decided I wanted to carol every year.

We continued to carol every year until about mid high school when friendships began to change.


I decided that I could not let the magic of caroling be lost because of a lost friendship.  I gathered up a large group of friends, planned the event with the nursing home and even had a couple rehearsals prior to the day of caroling.

The caroling group changed a lot over the schooling years.  My fondest memories of caroling are from my college days.  Everyone in my caroling group was a music major except myself.  This left me a bit out of the loop but, my business major came in handy with coordinating the events.

We performed multiple times at the Zoo, multiple Botanical Gardens, and of course quite a few nursing homes.  One of the nursing homes even paid us!  Of course, in the spirit of Christmas, we donated the money to Charity.

I have a few videos from a set part of our caroling.  This was in the dining hall of one of the nursing homes.  After the set performance, we were able to walk around and sing with all of the residents.

The Holly and the Ivy/Up on the Housetop mashup was one of my favorite songs!  We start out traditional, then speed up the beat, and then transition songs in harmony. (don’t mind the camera quality from a decade ago)

Here’s another one of my favorites.  Much more traditional than the Holly and the Ivy.

As I’ve grown, I haven’t been able to coordinate a group of singers every year but I’ve done decently.  After moving across town and into a new neighborhood, I was able to find some neighbors on Facebook to carol with.  This brought back all of my fond memories but just wasn’t the same.  Everyone had a million different things on their minds that took away from the overall experience.

I am determined though to get back into caroling.  It is such a rewarding and enjoyable experience and I can’t wait to share the experience with people who come into my life.

On to the Giveaway

Are you getting geared up for the shopping season? Do you need extra cash for Christmas?? Don’t we all!

We are so excited to be giving away $330 in cash prizes for you to use starting Thanksgiving weekend. Here are the prizes:

1 – $100 Amazon Gift Card
1 – $75 Target Gift Card
2 – $25 Walmart Gift Card
1 – $25 Kohls Gift Card
3- $10 Starbucks Gift Card

There will be 8 winners in this giveaway. Each winner will receive a gift card code to use on the online store or in the actual store.

Now its time to meet our wonderful co-hosts who have made this giveaway possible.

Cash for Christmas

Starting at the top row we have:

Terri – Christmas Tree Lane, Melissa – The Farm Girl Gabs, Christine – Your Strong Tower, Audrey – That Recipe & Munofore, Dana – Goods Giving Back, Tammy – Creative K Kids, Trish – Creative Simplicity by Trish Sutton, Kim – Shopping Kim and Enter Online Sweeps, Ali – Home Crafts by Ali and Ali’s Book Nook, Kelly – Typically Simple, Kim – The Resourceful Mom, Katie – The Ramblings of an Overtired Mama, Angie – God’s Growing Garden, Sarah – Devastate Boredom, Karen – Raising Little Superheroes, Gina – Money Savvy Living, Beverly – Eclectic Red Barn, Melissa – Deliciously Savvy, Beth – Our Pretty Little Girls, Meredith – The Mom of the Year, Laura – Michigan Saving and More, Debbie – Heartbeats ~Soul Stains, Carol – The Red Painted Cottage, Tiffany – A Wandering Vine, Monica – Mommy & Love, Holly – Keeping Life Sane, Sinea – Ducks ‘n a Row, Cindy – Simple Steps for Living Life, Tammy – My Life Abundant, Kari – Keep It Simple DIY, Danielle – Dancing with My Daughter

Please stop by and say hi to these wonderful ladies and their blogs.

The giveaway will end midnight on Wednesday, November 24th, the night before Thanksgiving. You will have 48 hours to respond to the email claiming the prize. If you respond right away, we will get you the gift card code promptly so that you can shop with it on Black Friday! If we don’t hear in 48 hours, we will choose another winner.

a Rafflecopter giveaway

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We’re Engaged!


Hello readers!  I have some very exciting news today!  Nick and I got engaged!  Actually, we got engaged on October 1st.  Since I make my posts a month in advance, my timing is a bit off.  But, this gives me ample time to soak up every exciting moment!

Everyone always asks how the guy proposes!  So, here’s the story.

We’ve been looking at rings all year.  Literally, since like January.   We weren’t seriously looking though until a few months ago.  The big event that got us really looking to find ‘the ring’ was that we decided to build a house!

For us, each new step of our relationship is a step we want to take together.  So, I was definitely not surprised by the proposal.  Quite the opposite actually.  I was included in the planning!

Since my ring is more expensive than Nick’s, I bought him a drone.  And, of course because we’re building a house and the footage will be amazing!

Luckily, we finally found a ring that I liked since I don’t really wear jewelry to begin with.  Once we had the ring in tote we went over to our new property to capture some drone footage.

Nick walked up to me, got down on one knee and then looked at me.  I looked at him and said ..”what?”.  Fully knowing what he wanted to say.  I told him he has to actually ask for me to say yes!  haha!  His reasoning was that the drone doesn’t have a microphone so it wouldn’t be recorded!

So, take two was really cute.  He said that he can propose in any way and then lifted the ring out of the box towards me and asked me to marry him.  Of course, I said yes!  This was just perfect to me.  It was simple and cute.

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October 2016 Blog Income Report


This Month’s Top Post: 10,000 Cupcakes Challenge – 253 Views

This Month’s Runner Up: Why I Don’t Buy Bottled Water – 225 Views

Hello everyone!  I hope you all had a wonderful Halloween!  I’m drafting out this post while handing out candy.

This month I started off to a great start!  I got all of my posts planned for November and December and even created most of my Pinterest art in the first week of the month!

Speaking of Pinterest, who else was irked by the layout change?  Since my old board covers no longer fit the new layout, I created all new ones!

While I was being productive, I decided to make all of the pins for my #TBT posts.  I was able to get all of November and December’s art done.  This means that I’m now done creating Pinterest art for older posts!

I noted last month that I was starting to write a bit more personally.  I now have a few posts about my life and all of my new excitement!  I am both thrilled and anxious to be sharing my life on the internet.  Either way, I’m diving in and  hoping for a good outcome!


Ads – $153.85
Sponsored Posts – $58.20
Affiliate Programs – $1.81
Total: $213.86

Tailwind – $10..00
Etsy – $0.50
Post Supplies – $3.85
Total: $14.35

NET INCOME: $199.51



This month I was able to grow my following by 375  people!  What’s interesting with this finding is that it completely follows my trend line.  Last month I created a trend-line on my followers graph just for fun.  The amount of exponential growth seemed unrealistic to me (and still does).  But, this month, I was on point with the projections at 3804 followers.  (3800 Projected)

Last month I mentioned that my plan was to focus on my Paycheck  series.  I was able to write three sections for the series last month.  One was posted in October, and then one is for November and the other December.  Next month, I will continue to work on this series as I am hoping to be able to put the series into a digital E-Book at the beginning of the year.  I will then continue to publish one section per month.  **Eek.  Here’s to accountability.  I hadn’t written this goal for the public yet.  This just means I need to wrap it up!

Next month I also plan to do a bit more with YouTube.  I used to really love making YouTube videos when I was younger and I’m excited to get back into this and share a bit about myself and all of my new adventures.

Thank you all for your continued support!

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We’re Building a House!


I have very exciting news!  Nick and I are building a house! We’ve been looking at model homes for about a year now.  Our intentions weren’t necessarily to purchase a home but one came up that is just perfect for us!

The new house is double the size of our current house and was a lot cheaper than we were expecting.  The housing market is crazy high where we live right now.  We got lucky because I bought my current house when the market was low so my house almost doubled in value!

Our lot line goes from the yellow fire hydrant to somewhere on the other side of the neighbor’s foundation.  Not quite sure yet.


A few months ago, I created a post of the 10 Must Haves in My Next Home.  When we move into this house, it will have 9/10 of the must haves.  The only one missing is the movie room in the basement.  We plan to finish the basement on our own when we are ready.  Then, this house will be a 10/10!

The building process will take ten months and I know I will talk a lot about each part of the house.  For now, I will mention my favorite part about each level.

Next to the pantry in the kitchen is a little nook that I am going to use for my blogfice.  I typically just blog on the couch so I don’t need much room.  Did I mention it’s close to all the snacks?


My favorite part about the upstairs is that we have a walk-through shower!  Yes!  I had never seen a walk through shower before seeing one of this builder’s homes.  This is perfect for us.  The shower is out of the way and we don’t have a lot of dead space in front of the sinks.


Nick and I are so excited for this whole process and I’m excited to document along the way.  We will be taking drone footage and trying our hand at editing and may even attempt to vlog the building process.  We shall see.  I don’t talk very naturally to the camera.

Stay tuned!  So much excitement to come!

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Say Goodbye to Living Paycheck to Paycheck: Choosing Your Budgeting System


This post is part of a series.  To start the series from the beginning, click here.  To browse through the series, click here.

Once you’ve determined which budgeting direction you will use, you need to start to layout the specifics of your budget plan.

One of the fundamental parts of creating your budgeting plan is to choose between a cash budgeting system and a digital budgeting system.

These are not to be confused with budgeting tools such as envelopes, check registers, and other types of tools.  All of the tools for budgeting can be customized to fit the system you decide to use.

A cash budgeting system is exactly that.  It’s cash.  No credit cards, just cash.  Of course, when you get to the point of saving, it could be a good idea to open a savings account rather than keeping a large supply of money around, but we’ll get to that later.

A digital budgeting system utilizes credit cards, checking accounts, online interfaces, apps, and many other technological opportunities.  All of your budgeting and tracking is kept in digital form and you are responsible for sticking to your budget without having tangible money to stop you from over-spending.

There are many benefits to both a cash system and a digital system.

Cash Budgeting

Cash budgeting is great for you if you like being able physically hold your money that way you know exactly how much you have at all times without having to log into an app or account.  Cash budgeting is also a great option for you if you dislike or have trouble with technology.  The system you use for budgeting should easily fit into your lifestyle.  If you don’t like being on the computer or phone, a cash budgeting system may be best for you.

Digital Budgeting

Digital budgeting is also a great budgeting system.  This system is good for you if you enjoy technology and find it easier to look in your app to see what your balance is.  While the digital world makes so many things easy for us, you need to pay special attention to your spending.  Unlike the cash system, where you literally can’t spend anything more than you have, the digital system shows no boundaries when you pull out the credit or debit card and run a transaction.  On the other hand, with digital budgeting there are a ton of options for charting your spending so you can analyze where all of the money is going.

Whichever budgeting direction you choose, make sure it fits in with your lifestyle and your budgeting needs.


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Halloween Kittens







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The Teal Pumpkin Project


A few years ago I came across the Teal Pumpkin Project while searching online.  The Teal Pumpkin Project is a way for neighbors to show that they provide treats for all children including children with food allergies.

Placing a Teal Pumpkin on your front porch on the night of Trick-or-Treating shows that you have treats that are not only food products.  Some ideas include spider rings, tattoos, stickers, and other fun trinkets that children love.

This project was especially important to me because for over five years I had a ‘mystery diagnosis’ so to speak and I was unable to eat anything milk related.  It was so severe that I couldn’t even eat something that had been touched by a utensil that had also touched any milk product.

My mystery has been solved and now I am happily back to normal, but not everybody is so lucky.

For the kiddos who don’t have a choice and have nut, milk, gluten, or any other allergies, the Teal Pumpkin project is a great way to show your support and offer them their treat on Halloween!

I am in no way affiliated with the Teal Pumpkin Project but here is their link if you want more info!

Have you participated in the Teal Pumpkin Project?  Tag me in your photos on Instagram!

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10 Things to Know Before Becoming a Homeowner


Becoming a homeowner is a very exciting time.  The freedom of having your own home and being able to make any changes you want is very fulfilling. With this freedom comes a whole lot of responsibility.

  1. You have to put the trash out on trash day. Unlike apartment living where there is always a dumpster to throw your trash, neighborhoods have trash picked up once per week. If you miss it, you will have to store your trash an extra week which quickly piles up.
  2. You need to own fire extinguishers. Granted, you should also own a fire extinguisher if you live in apartment. I never thought of it before owning a home though. I have two fire extinguishers in my home. One on each floor.
  3. You need to maintain the lawn. This is a big one for me. Many of my neighbors do a horrible job at maintaining their lawn which makes the neighborhood not as pleasant to live in. Nobody wants to be going on a walk and have to climb over your grass and duck under your trees that are impeding the sidewalks.
  4. You need to shovel the driveway in a timely fashion – be sure to own a shovel before the winter season starts is you are in an area that gets snow. In many cities it is mandatory to remove the snow from the sidewalk in front of your house within 24 hours of the snowfall ending.  This is for the safety of everyone walking. It is typically not required to shovel your driveway but it does make your home look more presentable and helps avoid slipping on the ice.
  5. You need to change the filter in the furnace monthly – You should change the filter in the furnace each month. I have to admit, this has probably been the one thing that I still struggle with remembering to do.  But, it is very important because it helps provide clean air for your home and can prevent fires.
  6. You may need to blow out your sprinklers – If you live in an area with freezing temperatures in the winter, you need to blow out your sprinklers and exterior pipes for the cold season. Otherwise, the water in your pipes will freeze and expand causing the pipes to burst.  But, you won’t know they’ve burst until it’s warm again and you go to use the pipes.  Then you are in for potentially a huge mess and the pain of repairing the pipes.
  7. You may need to disconnect hoses in the winter – This is for the exact same reason as blowing out the sprinkler. If you leave a hose connected to the spout, the pipes are more likely to freeze.
  8. You need to trim the trees – As a neighbor, this is one of the things you can do not only for yourself but for your neighbors. Of course, a trimmed tree always looks better than a tree that hasn’t been maintained but have you walked around your tree and noticed if it’s covering anything?  Is it going over your neighbors fence or hanging onto their driveway?  Does it hang over the sidewalk blocking the path or making your neighbors duck?  Nothing is more annoying than being on a peaceful walk and having to duck or maneuver to avoid a tree that hasn’t been maintained.  Well, mosquitoes are more annoying but this is still pretty high on my list.
  9. Neighbors can still hear your loud music – Just because you live in a house does not mean your neighbors can’t hear your music. Yes, we can still hear your loud music even if you live down the street and our windows and doors are all closed.  Please be considerate and keep the music at an acceptable level during acceptable hours.
  10. Having two fridges makes it easier – This one is very helpful! I’ve had two fridges most of the time that I’ve owned my house but for a majority of the time I only used one of them.  Now, it’s a habit to use both and it is so helpful!  No more freezer Tetris!

What tips do you have people who want to become homeowners?

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Crock Pot Hot Wings



Welcome back to my Blog!

I am very excited about this post because I have been obsessing over all things hot wings recently!  I came across this extremely simple way of making hot wings at home and had to try it!

The first step here is to buy chicken wings.  I’ve tried multiple kinds of wings and I’ve realized that I like the King Soopers brand the best.  They may not be quite as cost efficient as the Costco brand but I like them better because the skin is thinner.

This recipe is literally as easy as 1, 2, 3 as cheesy as that sounds!

Step 1: Drop as many chicken wings as you would like into your crock pot.  Add enough sauce to the pot  to lightly coat the wings.  If your chicken wings are frozen, just set the temp to high and give it about 6 hours or so.  If your chicken wings are not frozen, you may need to add a bit of water to the pot.


Step 2: Once the chicken wings are fully cooked, remove them from the crock pot and put them on a foil lined cookie sheet.  Brush the tops with another coat of sauce and pop them into the oven at 450 degrees for 5-10 minutes.  This step is of course optional but makes them taste so much better than straight out of the crock pot because it dries them out a bit.


Step 3: Serve and devour!


I’ve also been obsessing with Anthony’s Pizza’s Cranberry Habanero wing sauce.  Has anybody else tried it?


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Zucchini Boats and Casserole



I’ve mentioned in a few past posts that this year was my first year trying my hand at gardening!  I’ve shown some recipes I’ve made using basil and scallions from my garden and here is a great recipe I’ve been making from my zucchini plant!

I actually made this recipe with a store-bought zucchini prior to starting my garden this summer.  The zucchini from my garden are so much larger than the store-bought zucchini!

Seriously!  Huge!  Banana and Benji for reference. 😉


This recipe is actually quite simple.


1 lb ground beef
medium sized zucchini (or one really large one)
cup of your favorite cheese
cup of marinara sauce
1/2 cup of breadcrumbs
Italian seasoning, Garlic Powder, Onion Powder


  1. Preheat the oven to 350*
  2. Brown the ground beef on the stove
  3. Cut the zucchini in half long ways and scoop out the center to make a boat
  4. Grease a baking pan and add the zucchini to the pan.
  5. Add the center of the zucchini into the pan with the ground beef
  6. Add the breadcrumbs, marinara, and cheese to the ground beef
  7. Add seasoning as desired.
  8. Add the mixture to the boat.  Cook any extra meat mixture in a side dish as a casserole.
  9. Cook until the zucchini is soft.

This has become one of my favorite meals!  It also makes a great freezer meal for the crock-pot.  For the crock-pot variation, I chop the zucchini instead of making boats.  I pre-cook the meal and add the cooked ground beef, chopped zucchini, breadcrumbs, seasoning, and cheese to the freezer bag.  I put the marinara in a sealed sandwich bag prior to adding it to the large bag with the rest of the ingredients.

When I’m ready to make the meal, I let the bag sit out long enough that I can get the ingredients out of the bag without difficulty and I add everything into the crock pot together.  The general rule of thumb is 8 hours on low or 4 hours on high.

Have you made something similar?

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Why I Don’t Buy Bottled Water

Bottled Water

bottled water is expensive

I am quite cheap and spending a dollar or more or even $4 in airports for bottled water is just absurd to me!  Water from the sink and water fountains is so much cheaper that the amount of water you drink from those sources is practically free!  Also, airport trick, empty a reusable water bottle prior to going to the airport and fill it up once you are through security.

bottled water tastes gross

I’ve heard many people say that tap water tastes gross and in some places, yes, I agree.  Where I live though, the tap water tastes fine.  If I get water from my fridge it is also filtered.  For some reason bottled water just has a distinct weird flavor to.

bottled water takes up so much space

I’ve seen people with their shopping carts in the stores with stack upon stack of bottled water and I wonder where they store it all.  Even with two fridges I still don’t know where I would store much water.

bottled water fills creates too much waste

Ok, yes, these bottles are recyclable but they still take up a ton of space.  We are each supposed to drink 8 – 8oz cups of water per day.  What is this?  about 6 water bottles per person on average?  In a house of 4, this would be one entire case of water each day or 7 cases each week.  Imagine the recycling bin full of seven cases of empty water bottles.  There wouldn’t be room for anything else.

bottled water is not more convenient

I take a water bottle with me everywhere I go.  Literally everywhere.  Before I go to bed at night I fill the water bottle and put it in the fridge (on workdays only).  Then I just grab it in the morning the same way I would with a bottled water.  Filling the water bottle is about as much work as opening the package, taking out a water bottle, and putting it in the fridge.  Also, if I’m out and about I can just find a water fountain and fill up.  Otherwise I would need to find the  water in the store, bring it to the register,  find the appropriate money, and complete the transaction.

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September 2016 Blog Income Report


This Month’s Top Post: Pineapple Island Teriyaki Chicken Legs – 293 Views

This Month’s Runner Up: August 2016 Blog Income Report – 173 Views

Last month I mentioned that I was quite burnt out from the blog and that I had taken a little break.  That break ran through the beginning of September but I regained my energy and was able to get my posts planned for October.

September was more of a learning month for me.  I studied my analytics and follower trends and I dug deeper into the ins and outs of Pinterest.

This month, I also completed my Media Kit.   This is one of my favorite pages because it is completely automated.  It took me a few months to get it how I wanted while being optimized for both mobile and web interfaces.  I am so happy with how it turned out and am excited to share how I made it!

In September I actually turned down a sponsored post because I didn’t want to overload myself.  This made my  income be lower than usual.  Overall though, the knowledge I gained about blogging is far more valuable than an extra few bucks would have been.


Ads – $78.50
Total: $75.50

Tailwind – $10
Etsy – $0..60
Total: $10.60

NET INCOME: $67.90



I mentioned that I was diving into learning Pinterest above.  One of the very valuable lessons that I learned is that I should first pin my posts to my own board and then share them to others so it acts as a re-pin rather than a new pin.  I had scheduled all of my pins from my blog directly last month and it brought my page views down a bit.  I also noticed that each pin had to see how it fared on its own from only that one board I pinned it to.

Here are my views that came from Pinterest since I started using Tailwind.

JUNE: 153   JULY: 239   AUGUST: 658   SEPTEMBER: 444

My plan for October is to focus on content, especially my Paycheck  series.   I also am going to start writing a bit more content about my personal life.  This is something that I hadn’t done previously because well…nothing going on was interesting.  I’ve been doing the same thing for years and you run out of things to write about.  Unless you guys really want to hear about cleaning the litter box every day.  Wait…blog post idea! 🙂  Stay tuned!  I have a lot of exciting things coming up that I am so excited to share with all of you!

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10,000 Cupcakes Challenge


As many of you already know, October is Breast Cancer Awareness month and every year there are a ton of amazing opportunities to hep support the Cure!  There are many ways to get involved from participating in the Susan G Komen’s Race for the Cure to baking cupcakes and sharing them online to Cook for the Cure.

Breast cancer has affected quite a few people I know and is something that runs in my family.  Like all types of cancer and other diseases, breast cancer is devastating to a person and family.  It takes a toll on your mental and physical health and leaves everybody feeling helpless.

Thankfully,  there are many people out there searching for the Cure and we can all help them!


I am very excited to be teaming up with Kitchen Aid and their Cook for the Cure 10,000 Cupcakes Challenge.  

The way this challenge works is that for every original picture you of a cupcake you share to Instagram or Twitter using the hashtags #10000cupcakes and #donate, Kitchen Aid will donate $1 towards finding the Cure.

This challenge is so fantastic because Kitchen Aid will donate up to $10,000, so share those cupcakes!


To learn more about Kitchen Aid’s 10,000 Cupcakes Challenge and to enter for a chance to win a KitchenAid stand mixer, visit the Cook for the Cure website here.


I’d love to see all your cupcakes!


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