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This post is part of a series.  To start the series from the beginning, click here.  To browse through the series, click here. Debt is one of the main reasons so many people live paycheck to paycheck.  Unfortunately, there is no quick solution to debt.  You can however be smart about your debt. Some things to consider when evaluating your debt include the amount of debt, interest rate, and debt sources. Create a list of your debt: Example: Debt Source Interest Rate Total Debt Student Loan 3.5% $20,000 Credit Card 1 20% $7,000 Credit Card 2 13% $3,000 Car Loan ...

A healthy diet is crucial to both your physical and mental health. However, most people still think that they need to spend a fortune on food, if they want to have a healthy diet. That cannot be further from the truth. In 2013, researchers from the Harvard School of Public Health conducted the most comprehensive examination of healthy diet patterns vs. less healthy ones. The study concluded that the healthiest diet available costs only $1, 5 per day more than the least healthy one. But considering just how many people still think they don’t have enough money to buy healthy ...

This Month’s Top Post: March 2017 Blog Income Report– 241 Views This Month’s Runner Up: Say Goodbye to Living Paycheck to Paycheck: Building the Foundation  – 213 Views Last month I posted about how crazy the month was with all of the showings.  Well, April was even crazier outside of the blog.  We closed on the house we are selling, started prepping for our wedding, and started moving some stuff over to my parent's house where we have to stay for a week and a half this month before our house is ready. This month I definitely saw the decline in ...

The new house is really coming along!  There have been so many changes since the last update.  Most notably, we got our closing date!  We close on the new home June 7th so we are just about a month away! The outside and inside of the house are now painted and our cabinets, counter-tops, and some flooring is in!  The wood floors are in but not stained yet ...

This post is part of a series.  To start the series from the beginning, click here.  To browse through the series, click here. Now that you have chosen your budgeting direction, system, and tools, it is time to put them all to work! A budget is only as good as you make it.  If you don’t continuously work on your budgeting, it is likely to fail.  The more time you put in to your budgeting, the more you will be rewarded. What will help to get you motivated to track your finances and stick to your budgets?  This is a ...