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$2 Makeup Organization

For years, my makeup has been all together in one drawer.  Recently, I've become fed up with always having to dig through all of the make-up to find what I'm looking for and decided it was time for a change. I researched multiple make-up organizing techniques to and found a lot of cute ideas, all that required needing more storage space and quite a bit of money. Since neither of those were feasible, I took a trip to the dollar store and for $2, I was able to get some storage bins that fit well inside my drawer. Now, I've ...

Using Your Excel Spreadsheet to Build Rainy Day Savings

Now that we have our savings account created and have determined our saving schedule, we can use our spreadsheet to predict how long it will take to build a Rainy Day Savings. It is good practice to always have six months worth of expenses in your savings account just in case something unexpected happens.  We could also include the money in the checking account, but I would always prefer to air on the side of caution because my motto is 'better safe than sorry'.  Because of this, I will only include the savings account total. In our example, we know ...

Cream Cheese Monkey Bread

I saw a recipe on Pintrest that looked amazing so I decided to give it a try.  My comments and review are at the end.Here's the original from Pip & Ebby, I've modified a bit Cream Cheese Monkey Bread. IngredientsDinner RollsCream CheeseButterCinnamonSugarBrown SugarQuick Steps1. Put the rolls into a pan.  I used a round pan because it would be easier to clean than a bunt pan as used in the original.2. Use your finger to make a divot in the rolls then add some cream cheese.3. Melt enough butter to cover.4. Sprinkle a good amount of cinnamon, sugar, and brown sugar ...

How to Patch 3/8″ Holes

When I moved into my house, I had four shelves awkwardly hung on one of my closet walls. (I have now moved them to my garage) They stuck out farther than the door which made them always be in the way and did not have much storage space. I quickly decided to take the shelves down and put a shoe rack against the wall instead but taking the shelves down meant having many pretty large holes in the wall. Lucky for me, I always have Spackle around the house.  Typically, I buy the Spackle that goes on white because I ...

Working with Your Excel Budgeting Spreadsheet

Last week we made our spreadsheet a bit more robust by adding in a Checking account and Savings account rows.  If you need to review, you can find the post here. This week, I will explain how to use this spreadsheet on an ongoing basis as your expense tracking tool in addition to being a budgeting and projecting tool. Let's start with the most fool-proof way of sticking to your budget and meeting your projections. Each month, in our example, remove $300 (the incidentals) from your checking account.  You can do this all at once at the beginning of the ...
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