It’s been a while since I’ve posted on here and while I’d love to say that my New Year’s goal is to be on here more often, I can’t necessarily do that. I used to have such a passion for blogging and while I would love for that to come back, I can’t force it. So, for now, I’ll take my few days of motivation to get this post up and talk a bit about my goals for 2020.
Goal 1: Budgeting with the 70% Rule
I’m sure you’ve all seen Jordan Page’s 70% rule for budgeting by now. Last year, I put a line in my budget showing 70% but literally only hit the goal one of the twelve months of 2019. This year, I plan to be more diligent with staying at the 70% spending and 30% saving goal.
Goal 2: Invest
This goal goes hand in hand with my savings goal above. I would like to do more investing this year. I of course have the standard 401k and a high interest savings account but that can only get you so far. I’m hoping this year I will be able to learn more about investing so I can wisely invest and grow my finances.
Goal 3: Be More Active
I actually started working on this goal towards the end of 2019. I was getting into a rut of coming home and sitting on the couch all night. In order to stop going straight to my couch and eating, I told myself to keep moving for one hour after I got off of work. It didn’t have to be exercising but could be. I just needed to be moving. So, I picked little things around my house. I vacuumed a floor, cleaned a counter, and so on. By the end of just one week, I was feeling great and had a clean house. I plan to continue this through 2020.
Goal 4: Eat Better/Feel Better
It’s no question that when you eat better, you feel better. Since I plan to be more active, that already pushes me to not eat right when I get home. With that, I will also try to eat better by planning healthy meals and hopefully get myself to a point where I can not be exhausted after walking up the stairs.
Goal 5: Estate Planning
I just recently started looking into estate planning. For a long time, I thought the only reason you really needed this was if you have children, which I do not. I’ve since learned that estate planning makes it easier for everyone involved if the time comes. With this, I want to make a will, power of attorney, living will, and look into any other estate planning tools.